Block chain-based bank certificate-submitting method and system, terminal and storage medium

Abstract

The invention provides a block chain-based bank certificate-submitting method and system, a terminal and a storage medium, and the method comprises the steps: generating a request according to the identity verification information of a user, and generating a user account in a block chain, and enabling the user to comprise a requester, an authorizer and a reply party; encrypting the confirmation information of the requester and uploading the encrypted confirmation information to a block chain; obtaining the verification result of the authorization party on the encrypted verification informationand authorizing the encrypted verification information passing the verification; obtaining a certificate-asking result generated by the reply party according to the certificate-asking information, and encrypting and uploading the certificate-asking result to a block chain; and returning the encryption certificate result from the block chain to the requester and decrypting the encryption certificate result according to the decryption instruction of the requester. The XBRL is utilized to standardize the data format, and the block chain technology is utilized to ensure that the data cannot be tampered, forged and denied.

Description

technical field [0001] The invention relates to the technical field of bank confirmation, in particular to a block chain-based bank confirmation method, system, terminal and storage medium. Background technique [0002] Bank confirmation refers to the process in which the certified public accountant directly obtains a written reply from the bank as audit evidence. It is an audit procedure commonly used by certified public accountants to perform audit work. In recent years, in auditing practice, certified public accountants have encountered many obstacles and difficulties in the process of implementing bank confirmation procedures, resulting in the inability to obtain sufficient and appropriate audit evidence through this procedure in many cases. [0003] The bank letter of confirmation at the customer's account bank cannot reasonably guarantee the effect of the audit. The CPA usually goes to the bank where the account is opened, and is coordinated by the account manager of ...

AI Technical Summary

Problems solved by technology

In addition, the inherent audit risk of letter confirmation business is relatively high, and there are cases of forged signatures and letter confirmations, which are often difficult for auditors to distinguish

On the enterprise side: it is time-consuming and labor-intensive to accompany the auditor to handle bank window confirmation, and it is difficult to avoid irregularities such as fraud and fraud by the management

Images