Risk assessment method, device and apparatus and computer readable storage medium

A technology of risk assessment and risk level, applied in the field of financial technology, which can solve the problems of low efficiency of change risk assessment and poor accuracy of risk assessment results.

Pending Publication Date: 2020-08-25
WEBANK (CHINA)
View PDF0 Cites 2 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The main purpose of the present invention is to provide a risk assessment method, device, equipment and computer-readable storage medium

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Risk assessment method, device and apparatus and computer readable storage medium
  • Risk assessment method, device and apparatus and computer readable storage medium
  • Risk assessment method, device and apparatus and computer readable storage medium

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0044] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0045] refer to figure 1 , figure 1 It is a schematic diagram of the device structure of the hardware operating environment involved in the solution of the embodiment of the present invention.

[0046] The risk assessment device in this embodiment of the present invention may be a smart phone, or a terminal device such as a PC (Personal Computer, personal computer), a tablet computer, or a portable computer.

[0047] Such as figure 1 As shown, the risk assessment device may include: a processor 1001 , such as a CPU, a communication bus 1002 , a user interface 1003 , a network interface 1004 , and a memory 1005 . Wherein, the communication bus 1002 is used to realize connection and communication between these components. The user interface 1003 may include a display screen (Display), an input unit such as a keyboar...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

PUM

No PUM Login to view more

Abstract

The invention relates to the technical field of financial science and technology, and discloses a risk assessment method, device and apparatus and a computer readable storage medium. The risk assessment method comprises the steps that when a subsystem change request is received, acquiring change information according to the subsystem change request; determining a target influence request and a target influence factor according to the change information, and obtaining a historical average request amount of the target influence request; and calculating according to the historical average requestquantity and the target influence factor to obtain an estimated influence request quantity, and determining a corresponding risk level according to the estimated influence request quantity. Accordingto the invention, the change risk assessment efficiency and the accuracy of the change risk assessment result can be improved.

Description

technical field [0001] The present invention relates to the technical field of financial technology (Fintech), in particular to a risk assessment method, device, equipment and computer-readable storage medium. Background technique [0002] With the development of computer technology, more and more technologies are applied in the financial field, and the traditional financial industry is gradually transforming into Fintech. However, due to the security and real-time requirements of the financial industry, higher requirements are placed on technology. requirements. [0003] The function realization of product service usually needs to be processed by multiple subsystems. When a function is updated or repaired, the corresponding subsystem needs to be changed. In the process of change, there is often a change risk. Therefore, it is necessary to evaluate the change risk before the change, so as to take corresponding preventive measures. [0004] At present, the following two me...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

Application Information

Patent Timeline
no application Login to view more
IPC IPC(8): G06Q10/06
CPCG06Q10/0635G06Q10/0639
Inventor 晏望龙莫林林伦秉力刘世芬
Owner WEBANK (CHINA)
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Try Eureka
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap