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Risk assessment method, device and apparatus and computer readable storage medium

A technology of risk assessment and risk level, applied in the field of financial technology, which can solve the problems of low efficiency of change risk assessment and poor accuracy of risk assessment results.

Pending Publication Date: 2020-08-25
WEBANK (CHINA)
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  • Summary
  • Abstract
  • Description
  • Claims
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Problems solved by technology

[0005] The main purpose of the present invention is to provide a risk assessment method, device, equipment and computer-readable storage medium, aiming to solve the problems of low efficiency of change risk assessment and poor accuracy of change risk assessment results in the prior art

Method used

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  • Risk assessment method, device and apparatus and computer readable storage medium
  • Risk assessment method, device and apparatus and computer readable storage medium
  • Risk assessment method, device and apparatus and computer readable storage medium

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Embodiment Construction

[0044] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0045] refer to figure 1 , figure 1 It is a schematic diagram of the device structure of the hardware operating environment involved in the solution of the embodiment of the present invention.

[0046] The risk assessment device in this embodiment of the present invention may be a smart phone, or a terminal device such as a PC (Personal Computer, personal computer), a tablet computer, or a portable computer.

[0047] Such as figure 1 As shown, the risk assessment device may include: a processor 1001 , such as a CPU, a communication bus 1002 , a user interface 1003 , a network interface 1004 , and a memory 1005 . Wherein, the communication bus 1002 is used to realize connection and communication between these components. The user interface 1003 may include a display screen (Display), an input unit such as a keyboar...

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Abstract

The invention relates to the technical field of financial science and technology, and discloses a risk assessment method, device and apparatus and a computer readable storage medium. The risk assessment method comprises the steps that when a subsystem change request is received, acquiring change information according to the subsystem change request; determining a target influence request and a target influence factor according to the change information, and obtaining a historical average request amount of the target influence request; and calculating according to the historical average requestquantity and the target influence factor to obtain an estimated influence request quantity, and determining a corresponding risk level according to the estimated influence request quantity. Accordingto the invention, the change risk assessment efficiency and the accuracy of the change risk assessment result can be improved.

Description

technical field [0001] The present invention relates to the technical field of financial technology (Fintech), in particular to a risk assessment method, device, equipment and computer-readable storage medium. Background technique [0002] With the development of computer technology, more and more technologies are applied in the financial field, and the traditional financial industry is gradually transforming into Fintech. However, due to the security and real-time requirements of the financial industry, higher requirements are placed on technology. requirements. [0003] The function realization of product service usually needs to be processed by multiple subsystems. When a function is updated or repaired, the corresponding subsystem needs to be changed. In the process of change, there is often a change risk. Therefore, it is necessary to evaluate the change risk before the change, so as to take corresponding preventive measures. [0004] At present, the following two me...

Claims

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Application Information

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IPC IPC(8): G06Q10/06
CPCG06Q10/0635G06Q10/0639
Inventor 晏望龙莫林林伦秉力刘世芬
Owner WEBANK (CHINA)
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