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Payment management method and device

A management method and technology of a payment system, applied in the field of payment management methods and devices, can solve the problems of difficulty in unified management and the inability of the payment system to independently determine the account reconciliation and settlement plan

Pending Publication Date: 2020-10-27
CHINA CONSTRUCTION BANK
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In view of this, the embodiment of the present invention provides a payment management method and device, which can at least solve the phenomenon that it is difficult to uniformly manage the payment system in the prior art and cannot independently determine the account reconciliation and settlement plan

Method used

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  • Payment management method and device
  • Payment management method and device

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Embodiment Construction

[0051] Exemplary embodiments of the present invention are described below in conjunction with the accompanying drawings, which include various details of the embodiments of the present invention to facilitate understanding, and they should be regarded as exemplary only. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the invention. Also, descriptions of well-known functions and constructions are omitted in the following description for clarity and conciseness.

[0052] see figure 1 , which shows a main flowchart of a payment management method provided by an embodiment of the present invention, including the following steps:

[0053] S101: In response to the selection operation of a payment item when placing an order, determine the payment system configured for the payment item in advance, and obtain the payment rules in the payme...

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Abstract

The invention discloses a payment management method and device, and relates to the technical field of computers. One specific embodiment of the method comprises the steps of determining a payment system configured for a payment item in advance in response to a selection operation on the payment item during order placing, and obtaining a payment rule in the payment system, wherein the payment rulecomprises an account checking rule and a clearing rule; after detecting that the order is paid successfully, generating clearing details according to the payment amount of the order and a clearing mode in the clearing rule to obtain an account statement; and performing reconciliation processing on the account checking bill by using the reconciliation rule to obtain a reconciliation result. According to the embodiment, the account checking rule and the clearing rule are configured for each payment system by maintaining one routing table, so that the modularization of main functions is realized,and the reusability and the development and release speed of the module are improved.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a payment management method and device. Background technique [0002] At present, the service platform includes many payment systems, such as acquiring bills, collection and payment, agent finance, agent social security, tax treasury bank, branch features, smart payment, etc. Different systems provide payment capabilities in different scenarios, each forming a A set of reconciliation and liquidation logic is independent of each other and has poor scalability. [0003] In addition, different payment systems also have differences in the time, format, and method of generating end-of-day reconciliation documents, and their requirements for fund settlement also have their own characteristics, making it impossible to independently determine the order reconciliation and settlement plan. Therefore, it is a matter for those skilled in the art to consider how to quickly access the new s...

Claims

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Application Information

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IPC IPC(8): G06Q20/38G06Q20/40G06F16/22
CPCG06Q20/389G06Q20/405G06F16/22
Inventor 李子锋
Owner CHINA CONSTRUCTION BANK
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