Credit evaluation method and system based on government affair big data
A technology of credit evaluation and big data, which is applied in the field of big data for government affairs, can solve problems such as inconsistent government information construction standards, uneven data quality, and large differences in different fields, so as to save construction investment and improve modeling efficiency Effect
Inactive Publication Date: 2021-02-05
青岛征信服务有限公司
View PDF5 Cites 0 Cited by
- Summary
- Abstract
- Description
- Claims
- Application Information
AI Technical Summary
Problems solved by technology
[0005] Over the years, there have been problems of inconsistent standards and large differences in different fields in the construction of government informatization, resulting in uneven data quality
The more mainstream and mature evaluation models have high requirements on the quality of input data, government big data cannot be directly input, and there is a problem of too much workload for individually debugging input items for each model
Method used
the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View moreImage
Smart Image Click on the blue labels to locate them in the text.
Smart ImageViewing Examples
Examples
Experimental program
Comparison scheme
Effect test
Embodiment Construction
[0035] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.
[0036] The credit evaluation method based on government affairs big data provided by the embodiment of the present invention is as follows: figure 1 shown, including the following specific steps:
[0037] Step 100: According to the characteristics of government affairs data, convert them into indicators suitable for the evaluation model one by one. The optional types of indicators include but are not limited to:
[0038] (1) Numerical type
[0039] (2) Enume...
the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More PUM
Login to View More Abstract
The invention provides a credit evaluation method and system based on government affair big data, and the method and system are used for recognizing the credit condition of a credit subject and preventing credit risks. The method comprises the following steps of a, preprocessing government affair big data to realize dimensionless data, and establishing data indexes; b, screening credit evaluationindexes, and establishing an evaluation model; c, inputting the credit subject identity information; d, calling an evaluation model according to the credit subject identity information, and calculating a credit score; and e, pushing a credit evaluation result. The invention further provides a fuzzy credit evaluation model, expert experience is effectively utilized, and accuracy and usability of the credit evaluation result are improved.
Description
technical field [0001] The invention relates to the technical field of applying government big data, in particular to a credit evaluation method and system based on government big data. Background technique [0002] In recent years, my country has vigorously promoted the construction of a social credit system. The role of credit in the fields of social governance, business cooperation, and financial credit has become increasingly important. It is necessary to use government affairs big data to help various social entities identify the credit status and credit risks of credit entities. [0003] Government data has gradually shifted from "information islands" to integration and sharing, and from fragmentation to centralization, forming a high-value government big data pool. There is still the problem of low value density of individual data and high value of combined use of a large amount of data. Mining the role of government big data in credit evaluation has become a social ...
Claims
the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More Application Information
Patent Timeline
Login to View More Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/06G06Q30/06G06Q40/02G06Q50/26G06N20/00
CPCG06Q10/06393G06Q30/0609G06Q50/26G06N20/00G06Q40/03
Inventor 李兵党飞于鹏辉
Owner 青岛征信服务有限公司