Real-time business risk control system and method based on rule engine

Abstract

The invention provides a real-time business risk control system and method based on a rule engine, which are applied to at least one risk control scene, and the system comprises a configuration layerwhich is used for setting a strategy rule table for each risk control scene, and the strategy rule table comprises at least one strategy rule group; the rule engine is used for carrying out feature extraction on the accessed risk control basic data to obtain extracted features, determining a risk control scene according to the extracted features, and determining feature conditions in a strategy rule group conforming to the extracted features in a strategy rule table corresponding to the risk control scene, and also used for determining an optimal gradient according to a preset strategy combination mode and the feature attributes corresponding to all the feature conditions meeting the extracted features; the system also comprises an action engine which executes an execution action corresponding to the optimal gradient. The invention has the advantages that risk control hit decisions are made for multiple risk control scenes, and multi-strategy, multi-action and multi-gradient optimal gradients under a single risk control scene are effectively selected.

Description

technical field [0001] The invention relates to the field of risk control systems, in particular to a real-time business risk control system and method based on a rule engine. Background technique [0002] With the rapid development of Internet finance, online payment and its applications are gradually becoming popular, bringing convenience to people's lives. At the same time, the scale of online illegal activities that profit from it has also gradually expanded, bringing about high-risk transactions, information leakage, and increased fraud incidents. Enterprises build a risk control system, set risk thresholds, carry out risk identification, risk rating, and risk avoidance, so as to ensure the smooth development of normal users' business. However, with the increasing number and complexity of business scenarios, the confrontation between protection and black production based on the business security field is intensifying. With the help of the black industry chain becoming...

AI Technical Summary

Problems solved by technology

[0006] (1) In the case of only models, data, and rule engines, it is often only possible to make risk control hit decisions for a single scenario, and it is difficult to solve the problem of flexible configuration execution of multiple strategies in the same scenario in accordance with order, priority, level, and mutual exclusion. question

[0007] (2) There is a lac

Images