Method and device for identifying collection outlet information of other bank card collection bank

Abstract

The embodiment of the invention provides a method and device for identifying collection outlet information of other bank card collection banks, which are suitable for the financial field, and the method comprises: obtaining a collection card number input by a current customer; according to the collection card number, searching corresponding collection banks and collection outlets in a pre-obtained card number-collection bank corresponding relation table and a card number-collection outlet corresponding relation table; and feeding back the card number of the collection bank and the card number of the collection outlet to the current customer. By adopting the technical scheme, the dynamic collection and use of the collection card numbers of other bank cards and the information of the collection bank and the collection are realized, the intelligent service level of the system can be improved, and the unnecessary consumption of system resources is reduced.

Description

technical field [0001] The present invention relates to the technical field of intelligent banking, and in particular to a method and device for identifying information on collection points of other banks' collection banks. Background technique [0002] With the development of the Internet industry, customers have higher and higher requirements for ease of use. In the service process, commercial banks are also trying to reduce the input and judgment of customers themselves, and provide customers with intelligent services as much as possible. At present, in the process of handling remittance business for customers, commercial banks usually require customers to enter the account name of the payee, the card / account number of the payee, the beneficiary bank, and in some cases, the branch information of the beneficiary bank. Through research, each bank cannot identify the payment outlets of other banks' cards; or, for the receiving bank, it collects the corresponding relationshi...

AI Technical Summary

Problems solved by technology

Through research, each bank cannot identify the payment outlets of other banks' cards; or, for the receiving bank, it collects the corresponding relationship between the card bin and the receiving bank at one time, and performs matching after the customer enters, but because the collected information is limited, The recognition accuracy is very low and there are inaccuracies

The customer needs to make complex confirmations during the remittance process, and the system cannot make judgments when the customer enters a wrong input. After the remittance is initiated, the final processing of the customer's transaction will fail due to incorrect information, and even the handling fee will be lost. This is also a waste of system resources. necessary consumption

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