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Method and device for evaluating value of pledge

A value evaluation and value technology, applied in the field of big data, can solve the problems of unimplemented institutional management and high evaluation

Pending Publication Date: 2021-06-08
CHINA CONSTRUCTION BANK
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] In view of this, the embodiment of the present invention provides a collateral value evaluation method and device, which can at least solve the problem of offline evaluation of collateral value by external evaluation agencies in the prior art, which is prone to excessive evaluation and unfulfilled institutional management.

Method used

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  • Method and device for evaluating value of pledge
  • Method and device for evaluating value of pledge
  • Method and device for evaluating value of pledge

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Embodiment Construction

[0073] Exemplary embodiments of the present invention are described below in conjunction with the accompanying drawings, which include various details of the embodiments of the present invention to facilitate understanding, and they should be regarded as exemplary only. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the invention. Also, descriptions of well-known functions and constructions are omitted in the following description for clarity and conciseness.

[0074] see figure 1 , shows the main flow chart of a collateral value evaluation method provided by an embodiment of the present invention, including the following steps:

[0075] S101: Receive the entrusted task of the evaluation project uploaded by the entrusting party, and push the entrusted task of the evaluation project to the evaluation agency selected by the entrus...

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Abstract

The invention discloses a method and a device for evaluating value of a pledge, and relates to the field of big data. A specific embodiment of the method comprises the following steps: obtaining an evaluation report generated by an evaluation mechanism for a prison product online; checking the evaluation information in the evaluation report to obtain a checking suggestion; and generating a local evaluation value based on the information of the prisoned product, and determining the final value of the prisoned product in combination with the auditing opinion. According to the implementation mode, the whole-process online management and control of external evaluation and internal auditing of the value of the prisoner is realized, evaluation and auditing of the value of the prisoner of the bank are standardized in the process, the evaluation risk is effectively prevented, and the evaluation quality and efficiency are improved.

Description

technical field [0001] The invention relates to the field of big data, in particular to a collateral value evaluation method and device. Background technique [0002] Appraisal institutions are real estate appraisal institutions, land appraisal institutions, and other asset appraisal institutions that have been registered and established in accordance with the law, have obtained relevant appraisal qualifications, and have been included in the candidate list to provide appraisal services for collateral. [0003] The existing collateral external appraisal process is initiated by the bank’s internal value appraisers. The appraisal report provided by the appraisal agency is obtained offline, the appraisal information in the appraisal report is manually entered, and the value determined in the bank is obtained, and then submitted to the internal appraisal reviewer. Conduct review and issue review opinions. After the review is passed, the collateral will take effect, and the bank ...

Claims

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Application Information

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IPC IPC(8): G06Q30/02G06Q10/04G06Q10/06
CPCG06Q30/0278G06Q10/04G06Q10/0639
Inventor 潘建华
Owner CHINA CONSTRUCTION BANK
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