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Order combination payment method and device

An order, unified technology, applied in the field of data processing, can solve the problem of high pressure on the payment system, and achieve the effect of reducing payment pressure, improving payment efficiency, and reducing the number of payments

Pending Publication Date: 2021-10-01
吉林亿联银行股份有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] In the existing technology, every time an order is generated on the website, the corresponding amount will be paid to the account designated by the website, and the bank needs to pay the corresponding payment amount in the account to the corresponding receivable account in the order, and frequently perform payment processing , resulting in enormous pressure on the payment system

Method used

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  • Order combination payment method and device

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Embodiment Construction

[0044] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0045] The invention discloses an order combination payment method and device, which are applied in the order combination payment process, wherein the order can be an online shopping order, a meal order, an airline order or a hotel order, etc. In the embodiment of the invention, the order The specific form of existence is not limited. In the existing technology, every time an order is generated on the website, the corresponding amount will be paid to the accoun...

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PUM

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Abstract

The invention discloses an order merging payment method and device. The method comprises the steps: sending all orders to a target website, so that the target website carries out order packaging based on collection accounts in all the orders, at least one order file package is obtained, and the collection accounts in the order file packages are the same; under the condition that a loan instruction sent to the order file package is received, acquiring a collection account and a to-be-paid amount contained in the order file package; and paying the to-be-paid amount to the collection account in a unified manner. In the above process, each order is packed based on the collection account, at least one order file package is obtained, and combined payment is performed for the collection account in the order file package. Due to the fact that the collection accounts in all the order file packages are the same, payment only needs to be conducted for each order file package, and payment for each order is not needed; therefore, the number of payment times is reduced, the payment pressure is reduced, and the payment efficiency is improved.

Description

technical field [0001] The invention relates to the technical field of data processing, in particular to an order combination payment method and device. Background technique [0002] With the development of network technology, various websites emerge in an endless stream. Users can shop, order food, book air tickets and book hotels based on the corresponding websites. , the above-mentioned reservation service is characterized by a small single amount and a large quantity. [0003] In the existing technology, every time an order is generated on the website, the corresponding amount will be paid to the account designated by the website, and the bank needs to pay the corresponding payment amount in the account to the corresponding receivable account in the order, and frequently perform payment processing , leading to enormous pressure on the payment system. Contents of the invention [0004] In view of this, the present invention provides a method and device for combined or...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/22
CPCG06Q20/29
Inventor 樊海瑞姜文鹏
Owner 吉林亿联银行股份有限公司
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