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Withholding order payment method, device and equipment, and storage medium

An order and payment channel technology, applied in the computer field, can solve the problems of slow withholding speed, delay in withholding, and delayed payment, etc., and achieve the effect of reducing the number of payments, reducing the delay in withholding, and improving efficiency

Inactive Publication Date: 2020-04-28
BEIJING SANKUAI ONLINE TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The embodiment of this application provides a payment method, device, device and storage medium for withholding orders, which can solve the polling withholding method in the related art. The platform initiates payment requests to multiple payment channels in a fixed order. When the calling sequence The stability of a certain payment channel in the front is poor. When the deduction is delayed or the deduction often fails, it will cause the problem of slow withholding speed and delayed withholding

Method used

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  • Withholding order payment method, device and equipment, and storage medium
  • Withholding order payment method, device and equipment, and storage medium
  • Withholding order payment method, device and equipment, and storage medium

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Embodiment Construction

[0034] In order to make the purpose, technical solution and advantages of the present application clearer, the implementation manners of the present application will be further described in detail below in conjunction with the accompanying drawings.

[0035] figure 1 A structural block diagram of a computer system provided by an exemplary embodiment of the present application is given. The computer system 100 includes: a terminal 110 and a server 120 .

[0036] The terminal 110 is installed and runs a client 111 that supports order withholding. The client 111 is an application program with a withholding function. Exemplarily, the client 111 is an online shopping program that generates an order and directly performs withholding, or , the client 111 is a payment program that receives an order deduction request and has a withholding function. The client 111 may be an online shopping program or an online payment program, for example, a shopping program, a food delivery program, ...

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Abstract

The invention discloses a withholding order payment method, device and equipment, and a storage medium, the method is applied to the field of computers, and the method comprises the steps of obtaininga withholding order of a user account; obtaining m payment channels corresponding to the user account, the payment channels being payment channels supporting automatic deduction, and m being an integer greater than 1; determining a calling sequence according to m payment success rates corresponding to the m payment channels, wherein the payment success rates are the probability that the Internetapplication platform successfully pays through the payment channels; and polling and calling one payment channel in the m payment channels according to the calling sequence, and paying the withholdingorder. According to the method, the calling sequence can be determined according to the payment success rate of the payment channel, the payment channel is polled and called for payment according tothe re-determined calling sequence, and the payment success probability is increased.

Description

technical field [0001] The present application relates to the computer field, in particular to a payment method, device, equipment and storage medium for withholding orders. Background technique [0002] As a convenient payment method, withholding is widely used in scenarios such as taxi rides, utility bills, and member fee deductions. After the user signs a payment channel's withholding agreement with a certain platform, when the user generates a withholding order on the application, the user does not need to perform payment operations, and the platform can automatically make automatic payments through the payment channel. [0003] In related technologies, there are mainly two withholding methods, one is designated payment channel withholding, and the other is polling withholding. Designated payment channel withholding means that the user and the platform have only signed a withholding agreement for one payment channel, and the platform can only withhold through one paymen...

Claims

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Application Information

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IPC IPC(8): G06Q20/08G06Q20/10
CPCG06Q20/0855G06Q20/102
Inventor 张健
Owner BEIJING SANKUAI ONLINE TECH CO LTD
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