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Mobile property financing pledge supervision method based on Internet of Things

An Internet of Things and pledge technology, which is applied in the fields of location-based services, finance, and collaborative devices, etc., can solve the problem of pledge damage, movable property financing business withdrawal and repurchase links, and lack of system for movable property financing business. Co-ordination and supervision and other issues to achieve the effect of reducing the risk of loss

Pending Publication Date: 2022-01-18
台州动产质押金融服务有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] There are various potential risks in the existing movable property financing business due to the lack of systematic coordination and supervision
[0005] Especially in the supervision of pledges, if only relying on manual supervision, the risk of damage to pledges will easily occur, which will make it difficult to carry out movable asset financing business in the process of withdrawing pledges and repurchasing

Method used

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  • Mobile property financing pledge supervision method based on Internet of Things
  • Mobile property financing pledge supervision method based on Internet of Things
  • Mobile property financing pledge supervision method based on Internet of Things

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Embodiment Construction

[0041] In order to enable those skilled in the art to better understand the solution of the present application, the technical solution in the embodiment of the application will be clearly and completely described below in conjunction with the accompanying drawings in the embodiment of the application. Obviously, the described embodiment is only It is an embodiment of a part of the application, but not all of the embodiments. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without creative efforts shall fall within the scope of protection of this application.

[0042] It should be noted that the terms "first" and "second" in the description and claims of the present application and the above drawings are used to distinguish similar objects, but not necessarily used to describe a specific sequence or sequence. It should be understood that the data so used may be interchanged under appropriate circumstances for...

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Abstract

The invention discloses a mobile property financing pledge supervision method based on the Internet of Things. The method comprises the following steps: collecting Internet of Things data of pledges; processing the Internet of Things data to obtain the number or / and the storage state of pledge; and sending pledge data to a gold service institution according to the number or / storage state of the pledge. The mobile property financing pledge supervision method based on the Internet of Things has the beneficial effect that the loss risk of the pledge is reduced by performing automatic and intelligent management on the pledge.

Description

technical field [0001] This application relates to a supervision method, in particular, to a supervisory method for movable property financing pledges based on the Internet of Things. Background technique [0002] Movable property refers to general commodities with strong liquidity and relatively stable prices in the production or circulation field recognized by banks. The right to goods refers to the ownership of the above-mentioned movable property expressed in the form of title certificates such as warehouse receipts and bills of lading. [0003] Movable property financing business refers to the credit granting business in which the enterprise uses its own or legally owned movable property or goods rights as a mortgage or pledge, or the bank supervises the enterprise's movable property or goods rights. [0004] There are various potential risks in the existing movable property financing business due to the lack of systematic coordination and supervision. [0005] Especi...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06K17/00H04W4/029
CPCG06K17/0029H04W4/029G06Q40/03
Inventor 陈合富蒋丁立王智慧王智
Owner 台州动产质押金融服务有限公司