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Light asset full-process operation method and device and electronic equipment

An operating method and full-process technology, applied in the computer field, can solve the problems of lack of user privacy security, protection, and inability to meet the demands of financial institutions to manage high-quality users, and achieve the effect of high-quality customers

Pending Publication Date: 2022-01-28
SHANGHAI QIYUE INFORMATION TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Most of the existing asset-light process platforms that can be provided to institutions are marginal households and dormant households, which cannot meet the demands of financial institutions to manage high-quality users. At the same time, they also lack the protection of user privacy and security during user information authentication.

Method used

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  • Light asset full-process operation method and device and electronic equipment
  • Light asset full-process operation method and device and electronic equipment
  • Light asset full-process operation method and device and electronic equipment

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Embodiment Construction

[0049] Exemplary embodiments of the present invention will now be described more fully with reference to the accompanying drawings. However, example embodiments may be embodied in many forms, and this invention should not be construed as limited to the embodiments set forth herein. On the contrary, providing these exemplary embodiments can make the present invention more comprehensive and complete, and facilitate the full transfer of the inventive concept to those skilled in the art. The same reference numerals denote the same or similar elements, components or parts in the drawings, and thus their repeated descriptions will be omitted.

[0050] On the premise of conforming to the technical concept of the present invention, the features, structures, characteristics or other details described in a specific embodiment do not exclude that they can be combined in one or more other embodiments in a suitable manner.

[0051] In the description of the specific embodiments, the featu...

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PUM

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Abstract

The invention relates to the technical field of computers, in particular to a light asset full-process operation method and device and electronic equipment, and the method comprises the steps: obtaining resource lending information submitted by a user, and carrying out the tag matching of the resource lending information, and obtaining a matching result; configuring a plurality of product partners according to the matching result; performing living body verification on the user to obtain user credit granting; and sending the user credit to one or more product partners through a preset distribution rule, and displaying product pages of the product partners. According to the invention, extraction of user information and information security protection are realized by using living body verification, more appropriate product institutions are distributed to users by using the preset distribution rule, and better services are provided for the users while high-quality customers are provided for the product institutions.

Description

technical field [0001] The present invention relates to the field of computer technology, in particular to an asset-light full-process operation method, device and electronic equipment. Background technique [0002] The Zhixin platform is based on user identification and business data, hierarchical and intelligent distribution of users, access to licensed financial institutions, and adaptation of products that are more in line with user preferences. Technically, it provides users with a platform for multi-product applications through application programming interface docking. It aims to serve platform users through the products of financial institutions. Users operate at the front end throughout the process, and the front end and institutions exchange information online in real time through the interface. The institution independently sets the price, and the product attributes are subject to the institution. From the perspective of the market, the existing full loan super ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G06Q40/02G06V40/16
CPCG06Q20/40145G06Q40/03
Inventor 胡星敖权柳志强杨礼华罗浩
Owner SHANGHAI QIYUE INFORMATION TECH CO LTD