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Fund trusteeship transaction method and system

A transaction method and capital technology, which is applied in the field of security transactions, can solve problems such as complicated procedures and dishonesty, and achieve the effect of simple and convenient procedures, avoiding disputes, and ensuring normal progress

Pending Publication Date: 2022-04-12
WUHAN TIANYU INFORMATION IND
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, the procedures for this method are complicated, and you usually have to go to the bank counter to handle it. Banks generally only provide this service for relatively large transactions. The common small-amount high-frequency transactions in daily life can only be carried out based on the trust of both parties. Abandoning a transaction due to lack of mutual trust, or a dispute arising from a party's dishonesty

Method used

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  • Fund trusteeship transaction method and system
  • Fund trusteeship transaction method and system
  • Fund trusteeship transaction method and system

Examples

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Embodiment Construction

[0053] In order to make the purposes, technical solutions and advantages of the embodiments of the present application clearer, the technical solutions in the embodiments of the present application will be clearly and completely described below in conjunction with the drawings in the embodiments of the present application. Obviously, the described embodiments It is a part of the embodiments of this application, but not all of them.

[0054] see figure 1 As shown, a fund custody transaction method provided by an embodiment of the present invention specifically includes the following steps:

[0055] S1: Based on the transfer request of the payer terminal, the fund escrow terminal authorizes and agrees to transfer the agreed funds from the payer's account to the fund escrow account and locks them;

[0056]In the embodiment of the present invention, the payer's terminal and the payee's terminal can be smart mobile devices, such as smart phones, tablet computers, etc., and corresp...

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PUM

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Abstract

The invention discloses a fund trusteeship transaction method and system, and relates to the field of secure transactions, and the method comprises the steps: a fund trusteeship terminal authorizes to agree to transfer an appointed fund from a payer account to a fund trusteeship account based on a transfer request of a payer terminal, and locks the fund trusteeship account; based on the execution state of the agreed service and after the execution is completed, the fund escrow terminal unlocks the agreed fund in the fund escrow account according to the unlocking request of the payer terminal; and the fund trusteeship terminal transfers the unlocked collection fund in the fund trusteeship account to the payee account based on the collection request of the payee terminal. The fund trusteeship is achieved through the fund trusteeship terminal, participation of a third-party financial institution is not needed, the process is simple and convenient, normal transaction can be effectively guaranteed, and disputes are avoided.

Description

technical field [0001] The invention relates to the field of safe transactions, in particular to a fund custody transaction method and system. Background technique [0002] In daily economic activities, some transactions have a relatively long time span. In order to ensure the interests of both parties to the transaction, it is often necessary to entrust funds. For example, when Party A invests in Party B’s project construction, cargo transportation and other services, the two parties often disagree on when to pay: if Party B pays before the service is completed, Party A will worry that Party B will not provide follow-up services or reduce services after receiving the money Quality; payment is made after Party B's service is completed, and Party B will worry that Party A will not pay as agreed and the service will not be rewarded. Another example is real estate transactions, which need to go through procedures such as loans and house transfers. The time span is long, and bu...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38G06Q20/02G06Q20/10
Inventor 严泽旭董逢华
Owner WUHAN TIANYU INFORMATION IND