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Banking business account checking method, device and system

A banking and business technology, applied in file systems, instruments, finance, etc., can solve the problems of low maintenance efficiency, poor maintainability of the bank management system, and high labor costs, so as to reduce labor costs, prevent poor maintainability, Ensure stored effects

Pending Publication Date: 2022-04-19
辽宁振兴银行股份有限公司
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AI Technical Summary

Problems solved by technology

[0004] The present invention aims to provide a bank business reconciliation method, device and system to solve the problem that the bank management system needs to continuously develop programs to connect cooperation channels in the prior art, resulting in high labor costs and worsening maintainability of the bank management system and maintenance inefficient technical issues

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  • Banking business account checking method, device and system
  • Banking business account checking method, device and system
  • Banking business account checking method, device and system

Examples

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Embodiment Construction

[0033] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0034] A banking reconciliation method, see figure 1 .

[0035] Such as figure 1 As shown, the banking reconciliation method includes the following steps:

[0036] Step S100, adding a reconciliation file generation rule: after the bank management system receives a reconciliation request from a new business channel, a corresponding reconciliation file generation rule is added in the database of the bank management system, the reconciliation file generation ru...

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Abstract

The invention belongs to the technical field of bank business reconciliation management, and particularly relates to a bank business reconciliation method, device and system.The bank business reconciliation method comprises the steps that after a bank management system receives a reconciliation request of a new business channel, a reconciliation file generation rule is directly added in a database, and then reconciliation is conducted according to the reconciliation file generation rule; in combination with information of corresponding business channels, business data are written one by one to generate corresponding reconciliation files, and the bank management system does not need to be in butt joint with cooperation channels through continuous program development any more, so that the labor cost generated by program development is reduced, and the problem of excessive redundant codes of the bank management system is also avoided; the maintainability of the bank management system is prevented from becoming poor; in addition, according to the banking business account checking method, the SFTP server is established, so that the storage security of the generated account checking file and the security of file transmission with a business channel party are ensured.

Description

technical field [0001] The invention belongs to the technical field of bank business reconciliation management, and in particular relates to a bank business reconciliation method, device and system. Background technique [0002] Banking business includes various types of business. In addition to traditional bank deposits, loans, transfers, fund management, account management and other services, major banks also have many channel businesses at present, such as agency insurance business, payment of telephone bills, Water and electricity bills, gas bills, etc., acting as an agent for financial non-tax revenue business, agency for salary payment, etc. [0003] With the continuous development of the banking business, there will be more and more cooperation channels connected to the bank management system, and each cooperation channel needs to generate multiple reconciliation files corresponding to the channel (such as loan data files, repayment data files, Overdue data files, et...

Claims

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Application Information

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IPC IPC(8): G06Q40/02G06Q40/00G06F16/16
CPCG06Q40/125G06Q40/02G06F16/16G06F16/164
Inventor 佘威
Owner 辽宁振兴银行股份有限公司
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