Actuarial model optimization method and device, equipment and storage medium
An optimization method and technology for computing models, applied in computing, data processing applications, finance, etc., can solve problems such as the inapplicability of actuarial models, and achieve the effects of improving accuracy, solving low efficiency, and expanding the scope of application
Pending Publication Date: 2022-05-27
PINGAN PUHUI ENTERPRISE MANAGEMENT CO LTD
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[0003] The present invention provides an optimization method, device, electronic equipment and computer-readable storage medium of an actuarial model, the main purpose of which is to solve the problem that the actuarial model is not applicable to a single insurance policy and has low efficiency
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[0048] It should be understood that the specific embodiments described herein are only used to explain the present invention, but not to limit the present invention.
[0049] The embodiment of the present application provides an optimization method for an actuarial model. The execution subject of the actuarial model optimization method includes, but is not limited to, at least one of the electronic devices that can be configured to execute the method provided by the embodiments of the present application, such as a server and a terminal. In other words, the optimization method of the actuarial model can be executed by software or hardware installed in the terminal device or the server device, and the software can be a blockchain platform. The server includes but is not limited to: a single server, a server cluster, a cloud server or a cloud server cluster, and the like. The server can be an independent server, or can provide cloud services, cloud databases, cloud computing, c...
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The invention relates to an artificial intelligence technology, and discloses an actuarial model optimization method comprising the following steps: obtaining an actuarial model; executing the actuarial model by taking all insurance policies under a preset contract group code as input to obtain a first output result; executing the actuarial model by taking each insurance policy under a preset contract group code as input to obtain a second output result; comparing and analyzing the first output result and the second output result; and if the comparison result is inconsistent, adjusting and optimizing the parameters of the actuarial model, and returning to the step of executing the actuarial model by taking all the insurance policies under the preset contract group code as input until the comparison result is consistent, thereby obtaining an optimal actuarial model. In addition, the invention also relates to a block chain technology, and the insurance policy can be stored in a node of a block chain. The invention further provides an actuarial model optimization device, electronic equipment and a storage medium. The problem that an actuarial model is not suitable for a single insurance policy and is low in efficiency can be solved.
Description
technical field [0001] The present invention relates to the technical field of artificial intelligence, and in particular, to an optimization method, device, electronic device and computer-readable storage medium for an actuarial model. Background technique [0002] In insurance products, the expected calculation of an insurance policy often involves many factors and the logic is complex, so the actuarial model is often used for the expected calculation. However, the existing actuarial model can only compare the results of the full amount of data from the system with the results under the current preset standards. However, this model cannot calculate the expected output of a single policy in a single scenario. Therefore, the existing actuarial model is not enough. Efficient and comprehensive, an actuarial model that is more efficient and applicable to the calculation of a single policy is required. SUMMARY OF THE INVENTION [0003] The present invention provides an optimi...
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IPC IPC(8): G06Q40/08
CPCG06Q40/08
Inventor 刘立影
Owner PINGAN PUHUI ENTERPRISE MANAGEMENT CO LTD