Information transactions over a network

Abstract

In one example, a method for managing information in an environment that includes a client device includes accessing, at the client device, an electronic input interface. Next, the client device transmits a signal to a host system associated with the electronic input interface by entering consumer profile information into the electronic input interface. A request is then made for creation of an information account for storage of the consumer profile information. The client device then receives authentication information from the host system. Finally, the client device enables the vendor to access some of the consumer profile information stored in the information account.

Description

RELATED APPLICATIONS[0001]The present application is a continuation of U.S. patent application Ser. No. 09 / 988,811, filed Nov. 20, 2001, which is a continuation-in-part of U.S. patent application Ser. No. 09 / 974,766 (U.S. Pat. No. 7,016,875), filed Oct. 9, 2001, which is a continuation-in-part of U.S. patent application Ser. No. 09 / 933,567, (U.S. Pat. No. 7,467,141), filed Aug. 20, 2001, which is a continuation-in-part of U.S. patent application Ser. No. 09 / 923,285, (U.S. Pat. No. 7,257,581), filed Aug. 6, 2001 (which claims the benefit of U.S. Provisional Patent Application Ser. Nos. 60 / 223,232 filed Aug. 4, 2000, 60 / 226,117 filed Aug. 18, 2000, 60 / 238,847 filed Oct. 6, 2000, 60 / 245,867 filed Nov. 7, 2000, and 60 / 253,298 filed Nov. 27, 2000). All of the aforementioned applications are incorporated herein in their entirety by this reference.BACKGROUND OF THE INVENTION[0002]As information technology and network technology become more prolific, people find themselves repeatedly and ma...

AI Technical Summary

Benefits of technology

"The patent text describes a system and method for securely and conveniently managing and distributing consumer information in a way that minimizes the burden on the consumer and allows the provider to access and communicate with the consumer in a more efficient and flexible way. The system allows consumers to create and store information in a centralized data repository that can be accessed from various devices and provides a mechanism for encouraging consumers to provide their personal information to the provider. The technical effects of the patent text include improved security, flexibility, and convenience for managing and distributing consumer information."

Problems solved by technology

As the number of secure websites grows, consumers also find themselves having to manage numerous usernames and passwords.

However, such systems typically require a permanent download of proprietary data management software that might not be compatible among different devices.

If the personal computer or other computerized device becomes lost or stolen, the user's data may no longer be accessible, and might end up in the possession of another person.

If the personal computer or other computerized device crashes, the data can easily be lost.

However, consumers are often reluctant to provide their personal information, often in part due to concerns over security of the information.

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