Method and system for accepting various payment cards and performing transaction transfer treatment
A transfer processing and switching system technology, applied in the field of data transfer processing, can solve the problems of waste of resources, a large amount of funds, and high cost of transformation, and achieve the effect of reducing investment and saving resources
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[0048] first embodiment
[0049] figure 2 It is a schematic diagram showing the configuration of a system for transaction transfer processing according to the first embodiment of the present invention.
[0050] like figure 2 As shown, in the present invention, the financial terminal 100 can accept business cards A, B, and bank card C. When the accepted card is the bank card C, the financial terminal 100 processes the transaction information through the acceptor 200 , the exchange system 200 , the settlement system 500 and the bank card issuer 600 . That is, the transaction processing of a general banking system is performed.
[0051] On the other hand, when the card accepted by the financial terminal 100 is the industry card A or B, the financial terminal 100 obtains the industry card information, and according to the acceptable industry card feature information stored in the financial terminal 100 and the transaction allocated to the industry card The routing card numbe...
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[0094] Second Embodiment
[0095] Figure 4 It is a schematic diagram showing the configuration of a system for transaction transfer processing according to the second embodiment of the present invention. The system for transaction transfer processing according to the second embodiment of the present invention is connected with figure 2 On the basis of the system for transaction transfer processing according to the first embodiment of the present invention shown, a barcode reading device 90 and an industry card issuing mechanism 900 are further provided. In addition to accepting industry cards A, B, and bank cards C, the system for transaction transfer processing in this embodiment can further accept industry card D in barcode format issued by industry card issuing institution 900 .
[0096] like Figure 4 As shown, a barcode reading device 90 is installed before the receiving end of the financial terminal 100. When the accepted payment card is an industry card D in barcod...
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