Multifunctional card system
A multi-function card and function technology, applied in the field of multi-function cards, can solve problems such as inconvenience, and achieve the effect of convenient life, portability and use
Active Publication Date: 2015-04-08
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Problems solved by technology
In this way, everyone must carry a variety of cards to live conveniently, and losing or not carrying any of them, and forgetting the password of any of them will bring great inconvenience to people's life
Method used
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[0027] The principles and features of the present invention are described below in conjunction with the accompanying drawings, and the examples given are only used to explain the present invention, and are not intended to limit the scope of the present invention.
[0028] figure 1 It is a structural diagram of the multi-function card system provided by the present invention. Such as figure 1 As shown, the system includes: a multi-function card 10 , a bank subsystem 20 and a function card subsystem 30 . The multi-function card 10 is an integrated card held by the user, which includes a bank card module 101 and a function card module 102, both of which have respective card numbers, and the card numbers of the two are corresponding. The bank subsystem 20 includes a bank server 202 and more than one bank terminal 201 communicating with it respectively, figure 1 Only one bank terminal 201 is shown. The bank terminal 201 here may be a bank counter terminal, a mobile banking term...
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The invention relates to a multifunctional card system, which comprises a multifunctional card, a bank subsystem and a functional card subsystem, wherein the multifunctional card comprises a bank card module corresponding to a card number and a functional card module; the bank subsystem comprises a bank server and a plurality of bank terminals communicated with the server; the functional card subsystem comprises a functional card server and a plurality of functional card terminals communicated with the functional card server; the bank card module is used for detecting the payable limit of the functional card module; when the payable limit of the functional card module is lower than a threshold, the payable limit of the functional card module is improved to a preset limit and is lowered for the same amount by self; the functional card module is used for deducting the expenditure and sending the expenditure to the bank card module; the functional card terminals are used for recording and sending the card number and the expenditure of the functional card module to the functional card server; the functional card server is further used for sending the card number and the expenditure of the functional card module to the bank server; and the bank server is communicated with the bank card module by any bank terminal so as to realize a purpose of synchronously updating the expenditures of the bank server and the bank card module. The multifunctional card system disclosed by the invention is convenient to use and carry so as to bring convenience for the life of people.
Description
technical field [0001] The invention relates to the technical field of multifunctional cards, in particular to a multifunctional card system. Background technique [0002] At present, domestic bank cards (such as debit cards, credit cards, etc.) are mainly in the form of magnetic stripe cards, which are easily degaussed due to external electromagnetic interference, thereby causing great inconvenience to users. [0003] In addition, in various fields such as campuses, shopping malls, insurance, finance and taxation, and transportation, there are various functional cards such as campus cards, shopping mall co-branded cards, insurance cards, finance and taxation cards, and transportation cards. Users can only use Campus card, you need to use the mall co-branded card to buy goods in the mall, you need to use the insurance card and tax card when you buy insurance or pay the deed tax, and you need to use the transportation card when taking various transportation. Like this, every...
Claims
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IPC IPC(8): G07F19/00G07G1/12
Inventor 郭宝安王国文罗世新
Owner AEROSPACE INFORMATION