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Method and system for providing universal access to one of multiple services

一种访问权限、服务提供商的技术，应用在销售点网络系统、涉及中立方的付款、支付体系等方向，能够解决存储空间浪费、服务账号内容没有更新等问题，达到节省存储空间的效果

Active Publication Date: 2017-08-08
PEJSAF LTD +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0008] Another disadvantage of the above method and device is that the service account content needs to be copied from the service provider's database to the general access system database, which actually means a waste of storage space
[0009] A further disadvantage is that since the replication of service account content is performed at a specific frequency, provision needs to be made in case a customer wants to use a service for which the service account content has not been updated
[0010] Another disadvantage of the known methods and systems is that a special universal identification document must be issued, such as a dedicated ID card, which the customer needs to carry with him every time he wants to use a service

Method used

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  • Method and system for providing universal access to one of multiple services
  • Method and system for providing universal access to one of multiple services
  • Method and system for providing universal access to one of multiple services

Examples

Experimental program
Comparison scheme
Effect test

example 1

[0067] A customer associates the various services he subscribes to with his bank card, whose hashed data is stored in the service account database (SAD). In addition, the customer also stores the hash data of his mobile phone in the service account database.

[0068] When a customer is on-site at a service provider, he identifies himself by his bank card or with his mobile phone, as long as the bank card or mobile phone is currently available for use. Such as figure 1 As shown, the identification program on the service provider's point-of-sale (POS) machine or the card terminal (T) connected to it hashes the card or mobile phone (arrow 1) and queries the SAD (arrow 2). The deterministic program on the SAD identifies the hashed data and responds to the corresponding service account based on the identity of the customer and the source of the query (arrow 2).

[0069] The SAD is connected to the service provider's database (SPD1, 2, 3) in real time and queries the required conf...

example 2

[0072] the following and image 3 A multi-role loyalty reward scheme using a method or system according to the invention is described:

[0073] Customers can register multiple identification devices (ID1, ID2, ID3) of their choice when using the customer dashboard for the first time. The Customer Dashboard hashes these devices. The hashed data flows to the SAD (arrow 7) where the hashed data are all associated with the same customer identification code.

[0074] Through the customer dashboard, the customer can inquire which service providers (SPD1, SPD2, SPD3) (eg manufacturers) are associated with the system and offer a loyalty reward scheme. Customers can subscribe to any of the offered loyalty rewards programs (L1, L2, L3). The ordered loyalty rewards program is stored on the SAD (arrow 8) and associated with the customer identification code.

[0075] Upon identification by any available identification means at a POS machine, the service account number corresponding to ...

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Abstract

The invention relates to a method for providing universal access rights to a service among a plurality of services, the method comprising: storing a plurality of service accounts, each account corresponding to a customer and a service subscribed by said customer , receiving a request from a customer to use a service, determining a service account when identifying such customer and the requested service or its service provider, consulting the contents of the confidential service account corresponding to said service account , characterized in that consulting the content of the confidential service account includes communicating with the service provider in real time, and the service provider provides real-time access to the content of the confidential service account. Furthermore, the invention relates to a system for providing universal access rights to one of a plurality of services, the system comprising: a means for storing a plurality of service accounts, each account corresponding to a customer and A service ordered by said customer, a determination means for determining a service account number when identifying such customer and the service requested or its service provider, and a means for consulting a confidential service corresponding to said service account number The consultation device for account content is characterized in that the consultation device is adapted to communicate with the service provider in real time, and the service provider provides real-time access to the confidential service account content.

Description

[0001] field of invention [0002] The present invention relates to a method and system for providing universal access rights to one of multiple services. [0003] Background of the invention [0004] Currently, customers collect a large number of loyalty reward cards, bank cards, credit cards, badges, and other identification documents related to the various services they subscribe to, such as bank account numbers, loyalty reward program account numbers, and the like. [0005] A notoriously common problem is the difficulty of maintaining such a large number of cards or carrying them all in a handbag or purse or making sure the correct and valid card is available when using a service or visiting a store or bank of. [0006] In an attempt to solve the above problems, US 2010 / 0042517 describes a method for providing common access rights for multiple loyalty reward program accounts and / or financial accounts. This patent application further describes a unified loyalty program acc...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/12G06Q20/02G06Q20/20G06Q20/32G06Q20/40G06Q20/00
CPCG06Q20/02G06Q20/12G06Q20/20G06Q20/227G06Q20/385G06Q20/4014G06Q20/32G06Q20/363
Inventor 约翰·马里斯萨姆·凡坎彭豪特德克·沃尔赫特塞尔
Owner PEJSAF LTD
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