Safe payment system based on wireless fidelity (wifi)

A technology for sellers and buyers, applied in the field of wifi-based secure payment systems, which can solve problems such as increasing the risk of merchants, reduce the possibility of illegal acquisition, smooth and convenient payment, and ensure security and confidentiality.

Inactive Publication Date: 2013-05-08
沈志松 +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Although this payment system reduces the cost of the merchant, it increases the risk of the merchant. Anyone using a mobile terminal device with WIFI function can obtain the merchant's WIFI signal, and then obtain the merchant's account information

Method used

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Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0016] The payment process is

[0017] 1. The buyer's tablet computer with WIFI function is connected to the network through the seller's wireless router;

[0018] 2. The buyer's tablet computer obtains the seller's wireless router identification;

[0019] 3. The tablet computer of the buyer sends the wireless router logo to the seller's WIFI transmitting device management and authentication server through the wireless router for authentication, and at the same time verifies whether the wireless router has been registered in the seller's WIFI transmitting device management and authentication server. The hardware wireless router, the wireless router network channel, and the registration of the wireless router are authenticated in three dimensions to ensure the security and confidentiality of merchant information;

[0020] 4. After passing the authentication, send the seller's logo corresponding to the wireless router logo to the buyer's tablet computer;

[0021] 5. The buyer'...

Embodiment 2

[0026] The payment process is

[0027] 1. The buyer's mobile phone with WIFI function is connected to the network through the seller's wireless router;

[0028] 2. The buyer's mobile phone obtains the seller's wireless router identification;

[0029] 3. The buyer's mobile phone sends the wireless router ID to the seller's WIFI transmitting device management and authentication server through the wireless router for authentication, and at the same time verifies whether the wireless router has been registered in the seller's WIFI transmitting device management and authentication server. Wireless routers, wireless router network channels, and registration of wireless routers are authenticated in three dimensions to ensure the security and confidentiality of merchant information;

[0030] 4. After passing the authentication, send the seller's ID corresponding to the wireless router ID to the seller's account information management server;

[0031] 5. The seller's account informat...

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PUM

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Abstract

The invention relates to a mobile payment system, in particular to a safe payment system based on wireless fidelity (wifi). According to the system, after a purchasing side is connected with a network through wifi sending equipment of a selling side, a wireless router mark of the wifi sending equipment is acquired and sent to a wifi sending equipment management and authentication server of the selling side through a wireless router network channel, authentication is carried out from two parts, namely a hardware wireless router and the wireless router network channel, safety and confidentiality of selling side information are guaranteed, one wireless router mark is acquired at one time, the purchasing side and the selling side do not need to interact to carry out screening and selecting, and accordingly payment can be smooth and convenient.

Description

technical field [0001] The invention relates to a mobile payment system, in particular to a wifi-based secure payment system. Background technique [0002] At present, the main forms of offline payment methods are: POS machine credit card, cash payment, online purchase and offline consumption, etc. POS machine card swiping, the main infrastructure includes POS machine, cable or wifi, the cost of the POS machine is relatively high, and can only use card payment such as bank cards, etc. At the same time, consumers need to hand over the card to the merchant, and the merchant will carry out some payment. The operation lacks the security of initiative and overdraft trust for customers, and multiple interactions between merchants and customers are required; There is the risk of counterfeit currency, and the money needs to be deposited in the bank, etc.; online purchases and offline consumption, you need to buy before you can get the real thing, and there is a risk of online fraud...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/16G06Q20/32G06Q20/40
Inventor 沈志松诸葛文森
Owner 沈志松
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