Providing method of payment service on wireless terminal and relevant equipment and system thereof

Abstract

The invention discloses a providing method of a payment service on a wireless terminal and relevant equipment and a system thereof. The providing method of the payment service on the wireless terminal and the relevant equipment and the system thereof are used for achieving smooth switching of application and payment on the wireless terminal. The providing method comprises that when an application service module on the wireless terminal receives payment requests, a safe payment service client end is called; the safe payment service client end generates a payment order to be submitted to a safe payment service server to display a trade information interface to a user, after the confirmation order of trade information sent by the user is received, and the user confirmation information is submitted to the safe payment service server so as to display a trade result interface to the user; and after the safe payment service server client end receives the trade result confirmation order sent by the user, the application service module is called back.

Description

technical field [0001] The present application relates to the technical field of wireless communication, and in particular to a payment service provision method on a wireless terminal and related equipment and systems. Background technique [0002] With the development of Internet technology, various application services such as electronic book subscription service and online translation service are widely accepted and used by users, and users generally use application services provided by providers through applications. In the current payment field, for the application service provided by the provider to the user, it can provide the user with multiple payment methods such as carrier phone bill payment, bank payment, and third-party WAP (Wireless Application Protocol, Wireless Application Protocol) payment. Carrier bill payment refers to the payment completed by the user by sending a short message or entering the carrier's WAP website, which consumes the user's mobile phone ...

AI Technical Summary

Problems solved by technology

[0003] The disadvantage of the operator’s phone bill payment is that only SMS or WAP billing channels are provided, and the transaction information can only be realized by the application through the interactive process within the application, which cannot prevent the provider from tampering with the displayed commodity and amount information; at the same time, due to the operation Due to the virtual nature of business phone charges, more server resources are consumed in the links of rate and settlement

[0004] The disadvantage of bank payment is that only the WAP browser can be used for payment, which requires the application to interrupt the current user operation and call the WAP browser to allow the user to interact with the bank page. On many single-process mobile phones, the user cannot return to the application to continue Problems with the payment process

[0005] Third-party WAP payment also has the disadvantage of interrupting user operations, and also lacks a fast and safe payment mechanism

[0006] It can be seen that the payment methods provided for users in the existing payment field cannot achieve smooth switching between applications and payments, and the security of payment cannot be guaranteed.

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