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Individual privacy protected credit investigation data dispersed acquisition method

A collection method and technology of personal privacy, applied in the fields of digital data protection, electronic digital data processing, instruments, etc., can solve the problems of all information related leakage, physical damage, etc., and achieve the effect of protecting personal privacy, safe collection, and good personal privacy.

Inactive Publication Date: 2015-07-29
上海凭安征信服务有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

This centralized collection and storage method, once a certain item is leaked, all the information of the entity may be leaked by association, which will cause great harm to the entity

Method used

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  • Individual privacy protected credit investigation data dispersed acquisition method
  • Individual privacy protected credit investigation data dispersed acquisition method

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Embodiment Construction

[0014] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0015] see figure 2 , in an embodiment of the present invention, a method for decentralized collection of credit data to protect personal privacy, comprising the following steps:

[0016] (1) Collect and identify entity identifiers separately through multiple independent collection modules of the collection terminal;

[0017] (2) The acquisition module desensitizes the entity identification, and converts the entity identification into a virtual ID in cybersp...

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Abstract

The invention discloses an individual privacy protected credit investigation data dispersed acquisition method. According to the method, identification entity identifiers, such as identity card number, phone numbers, email addresses or bank card numbers, are acquired respectively through a plurality of independent acquisition modules of an acquisition terminal, the acquisition modules carry out desensitization processing on the entity identifiers and convert each entity identifier into a virtual ID (identity) of a network space, the acquisition modules acquire entity credit investigation information and transmit virtual IDs and corresponding entity credit investigation information to a credit investigation agency, and the credit investigation agency respectively stores respective virtual IDs and corresponding credit investigation data information transmitted from all acquisition modules. The method disclosed by the invention is applied to the independent acquisition, transmission, storage and use of data, and individual privacy can be better protected.

Description

technical field [0001] The invention relates to the field of credit investigation industry, in particular to a decentralized collection method of credit investigation data that protects personal privacy. Background technique [0002] The original credit data collection method is usually entity identification information + entity credit information. The entity identification can be ID number, mobile phone number, email address, bank card number, etc. The identification information is collected as much as possible, linked to a certain entity, and then credit data is obtained according to different identification information dimensions, such as loan information based on ID card, shopping information based on mobile phone number, and then these credit information The data merge corresponds to the real entity for saving. This centralized collection and storage method, once a certain item is leaked, all the information of the entity may be leaked, which will cause great harm to t...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06F21/62
CPCG06F21/6254
Inventor 梁振华韩洪慧杨茂江
Owner 上海凭安征信服务有限公司