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An electronic resource processing method, device and server

A technology of electronic resources and processing methods, applied in the field of Internet and resource processing, can solve problems such as loss, theft, and affecting the security of electronic resource transfer processing in the account, and achieve the effect of improving security and convenience

Active Publication Date: 2017-04-12
TENCENT TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Furthermore, supermarket merchants can obtain corresponding cash currency or electronic resources from the bank according to the settlement method agreed with the bank and according to the transfer processing records of the POS background server. Carrying account media such as bank cards with you is prone to loss and theft, which affects the security of the electronic resource transfer process in the account

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  • An electronic resource processing method, device and server
  • An electronic resource processing method, device and server
  • An electronic resource processing method, device and server

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Embodiment Construction

[0029] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0030] In the embodiment of the present invention, electronic resources may refer to electronic money in electronic accounts, where electronic accounts may include but not limited to: bank accounts, electronic financial accounts, credit accounts, etc. The token (Token) is based on the time synchronization method, and a random dynamic password is generated every fixed time (such as 60s), which can be used for identity authentication.

[0031] Please also see figure...

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Abstract

The embodiment of the invention provides an electronic resource processing method, an electronic resource processing device and a server, wherein the method comprises the following steps that: a first terminal sends a token used for electronic resource transfer processing to a second terminal through a built-in plug-in program; the second terminal generates an electronic resource transfer request and sends the electronic resource transfer request to the server according to the electronic resource transfer attribute and the token; the server inquires a relevant account of the first terminal according to the token, and performs transfer processing on electronic resources in the relevant account of the first terminal according to the electronic resource transfer attribute; and the server notifies the first terminal and the second terminal of the transfer processing result. The electronic resource transfer processing can be realized through interaction between the terminals and the server; convenience and security of the electronic resource transfer processing are improved; the speed of the electronic resource transfer processing is accelerated.

Description

technical field [0001] The present invention relates to the technical field of the Internet, in particular to the technical field of resource processing, and in particular to an electronic resource processing method, device and server. Background technique [0002] In the traditional offline shopping scene, take the supermarket shopping scene as an example. After the user purchases items in the supermarket, the user usually pays the cash currency equivalent to the purchased item to the supermarket merchant. This method requires the user to carry the cash currency with him. When the required amount of cash currency is large, it is not convenient enough to use. In order to overcome the shortcomings of the convenience of the traditional solution, many supermarket merchants have installed POS (Point of Sale, sales terminal) terminals at present. Settlement according to the monthly total transaction amount) and other settlement methods; after purchasing items in the supermarket,...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/20G06Q20/38G06Q20/40
CPCG06Q20/204G06Q20/382G06Q20/401
Inventor 陈华山
Owner TENCENT TECH (SHENZHEN) CO LTD