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Network payment control method and apparatus

A network payment and control method technology, applied in the field of Internet applications, can solve the problems of low transaction efficiency and complicated operation, and achieve the effect of simplifying the payment process, reducing manual operation steps, and avoiding re-selection of payment tools

Inactive Publication Date: 2016-02-17
ALIBABA GRP HLDG LTD
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The embodiment of the present application provides a network payment control method and device to solve the problems of complex operation and low transaction efficiency in the existing method of manually selecting payment tools by the payer

Method used

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  • Network payment control method and apparatus
  • Network payment control method and apparatus

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Embodiment Construction

[0047] In order to enable those skilled in the art to better understand the technical solutions in the present application, the technical solutions in the embodiments of the present application will be clearly and completely described below in conjunction with the drawings in the embodiments of the present application. Obviously, the described The embodiments are only some of the embodiments of the present application, but not all of them. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without creative efforts shall fall within the scope of protection of this application.

[0048] figure 1 It is a flow chart of a network payment control method provided by the embodiment of this application.

[0049] refer to figure 1 , the network payment control method includes the following steps:

[0050] S11. When there are multiple payment tools that can complete the transaction, obtain a payment record.

[0051] S1...

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Abstract

Embodiments of the application disclose a network payment control method and apparatus. The method comprises: when payment tools need to be selected, obtaining a payment record, and determining a preferred payment tool of a current transaction according to the payment record, wherein the payment success rate of each payment tool supported by a current payer in a current business scene is obtained by analyzing the payment record, and the payment tool with the highest payment success rate is taken as the preferred payment tool of the current transaction. According to the embodiments of the application, the payment tools can be automatically selected, the manual operation steps of the payer are reduced, the payment process is simplified, and the payment and transaction efficiency are improved. In addition, the payment tool with the highest payment success rate is taken as the preferred payment tool of the current transaction, so that the probability of one-time payment success can be increased, the re-selection of the payment tools is avoided, and the payment and transaction efficiency can be improved.

Description

technical field [0001] The invention relates to the technical field of Internet applications, in particular to a network payment control method and device. Background technique [0002] With the rapid development of economy and network technology, online shopping has become one of the main shopping channels for consumers, and more and more payment tools are used for online transactions, such as Alipay, Quick Money, and online banking of various banks, etc., making payment The transaction between the party and the payee is more convenient and faster. [0003] In practical applications, there are usually multiple payment tools supported by the same business scenario, the same payee, or the payer itself. Therefore, before each payment, the payer needs to choose among multiple payment tools, and then use the selected payment tool to complete this payment. [0004] Although the above network payment control method can meet the consumption habits of different payers, the payer n...

Claims

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Application Information

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IPC IPC(8): G06Q20/38G06Q20/12
CPCG06Q20/227G06Q20/405G06Q30/0601G06Q30/0613G06Q20/389G06Q20/36
Inventor 金坚伟
Owner ALIBABA GRP HLDG LTD
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