Identity recognition method and payment method and device for smart wearable equipment

Abstract

The invention discloses an identity recognition method for smart wearable equipment. The identity recognition method mainly comprises: an acquisition step of acquiring motion data and physiological data and/or three-dimensional action motion data of a user; a creation step of analyzing and storing the acquired motion data and physiological data and/or three-dimensional action motion data in order to establish an identity recognition database; and a recognition step of comparing the motion data and physiological data and/or three-dimensional action motion data of the user wearing the smart wearable equipment with corresponding data stored in the identity recognition database, and implementing identity recognition according to a comparison result. According to the identity recognition method for the smart wearable equipment in the embodiment of the invention, a user identity is recognized according to physiological indexes, behavioral habits, personal preferences and the like, so that a recognition result is more reliable and safer. Through application of the identity recognition method to the smart wearable equipment for mobile payment, the convenience and safety in payment are also enhanced.

Description

technical field [0001] The present invention relates to an identification method, payment method and device, in particular to an identification method, payment method and device for smart wearable devices. Background technique [0002] Bank card payment is mainly when the merchant initiates a payment request, and the customer completes identification and confirms the payment by entering a password or signing. The bank card is small and easy to carry. But from another point of view, bank cards are more likely to be lost than cash, and the loss may cause more serious economic losses. In addition, the two identification methods of digital password and signature are not secure enough, digital passwords are easy to be stolen, and signatures are easy to be forged, which are not conducive to ensuring the security of users' funds. [0003] With the development of modern technology, more and more new payment methods are available, such as Alipay payment, WeChat payment, ApplePay, e...

AI Technical Summary

Problems solved by technology

However, once the customer's mobile terminal is lost, the payment APP bound to the mobile terminal will face serious financial security issues, and the customer's account and funds are easy to be stolen, causing monetary losses to the customer; Types of payment methods generally use character passwords, two-dimensional gesture passwords, or fingerprint passwords as identity confirmation methods. These passwords also have the problem of being stolen or forged, and they also have potential financial security risks.

[0004] Therefore, we need to find a more convenient and safe identification method and a payment method using this identification method to solve the security risks of existing payment methods, accurately identify users, ensure the safety of user funds, and provide more Convenient and safe consumption payment method

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