Remote unmanned loss assessment method and remote unmanned loss assessment system based on infrared sensing

A remote and infrared technology, applied in closed-circuit television systems, measuring devices, instruments, etc., can solve the problems of increasing insurance claims costs, image forgery and shooting, and unclear, so as to reduce the probability of joint insurance fraud and solve the problem of fraudulent insurance Probability, Satisfaction-enhancing effect

Inactive Publication Date: 2016-08-31
DALIAN ROILAND SCI & TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] After the collision of the vehicle, the vehicle itself will produce various deformations and damages, but only relying on the experience of the damage assessor to determine the damage of the accident vehicle, there is a lot of subjectivity and the probability of joint insurance fraud
In addition, traditional damage assessment requires vehicle dismantling for the accuracy of accident vehicle damage assessment, which also increases the cost of insurance claims
At present, there is a damage assessment system based on taking photos of vehicle accidents on the market, but there are problems such as forged images and unclear shooting

Method used

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  • Remote unmanned loss assessment method and remote unmanned loss assessment system based on infrared sensing
  • Remote unmanned loss assessment method and remote unmanned loss assessment system based on infrared sensing

Examples

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Comparison scheme
Effect test

Embodiment 1

[0016] Embodiment 1: A remote unmanned damage assessment method based on infrared perception, establishing a vehicle damage assessment database, an infrared image recognition system, and application middleware for insurance companies, and performing the following steps:

[0017] S1: The infrared image radar equipment automatically transmits the accident data to the remote damage assessment cloud platform through the communication device;

[0018] S2: The remote loss assessment cloud platform processes, classifies and extracts the accident data through the infrared image recognition system;

[0019] S3: The damage assessment system matches the accident data processed by the infrared image recognition system with the damage assessment module of the cloud platform to obtain the loss statistics of the accident vehicles;

[0020] S4: The owner of the accident vehicle reports the case through the client terminal and sends the relevant accident information to the insurance company; ...

Embodiment 2

[0033] The remote damage assessment method based on infrared perception is realized through the following steps. Establish a vehicle damage assessment database, which is based on a large number of accident samples based on collision simulation; establish an infrared image recognition system; establish application middleware for insurance companies:

[0034] S1: First, the accident data is automatically transmitted to the remote cloud platform for damage assessment through the communication device (including Bluetooth, WIFI and 4G) through the infrared image radar equipment;

[0035] S2: The remote loss assessment cloud platform processes, classifies and extracts the accident data through the infrared image recognition system;

[0036] S3: The damage assessment system matches the accident data processed by the infrared image recognition system with the damage assessment module of the cloud platform to obtain the loss statistics of the accident vehicles;

[0037] S4: The acciden...

Embodiment 3

[0054] Embodiment 3: have the technical scheme of above-mentioned embodiment 1 and 2:

[0055] A remote unmanned loss assessment system, which includes the network environment infrastructure that integrates accident and insurance loss assessment personnel resources into the network environment, mobile phone App program for auto insurance users, vehicle model database through reverse vehicle, OBD sensor, and vehicle loss assessment Database, vehicle loss assessment database, application middleware for insurance companies.

[0056] The establishment method of the above-mentioned remote unmanned damage assessment system is: including the following steps:

[0057] Step 1. Establishing the network environment infrastructure in which accident and insurance loss assessor resources are integrated into the network environment;

[0058] Step 2. Establish a mobile app program for auto insurance users;

[0059] Step 3. Establishing the vehicle model database through the reverse vehicle;...

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Abstract

A remote unmanned loss assessment method and a remote unmanned loss assessment system based on infrared sensing belong to the field of loss assessment. A vehicle loss assessment database, an infrared image recognition system, and an insurance company-oriented application middleware are established. The method comprises the following steps: infrared imaging radar equipment automatically transmits accident data through a communication device to a remote loss assessment cloud platform; the remote loss assessment cloud platform processes, classifies and extracts the accident data through the infrared image recognition system; a loss assessment system carries out accident matching between the accident data processed by the infrared image recognition system and a loss assessment module of the cloud platform to get the loss statistics of an accident vehicle; and the owner of the accident vehicle reports the accident to the police and sends related accident information to an insurance company through a client.

Description

technical field [0001] The invention relates to a damage assessment method and system, in particular to a remote unmanned damage assessment method and system based on infrared perception. Background technique [0002] After the collision of the vehicle, the vehicle itself will produce various deformations and damages, but only relying on the experience of the damage assessor to determine the damage of the accident vehicle, there is a lot of subjectivity and the probability of joint insurance fraud. In addition, traditional damage assessment requires vehicle dismantling for the accuracy of accident vehicle damage assessment, which also increases the cost of insurance claims. At present, there is a damage assessment system based on taking photos of vehicle accidents on the market, but there are problems such as forgery and unclear shooting of the images. Contents of the invention [0003] In order to solve the above-mentioned problems existing in the prior art, the present ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04N7/18G01B11/16G01C15/00
CPCH04N7/18G01B11/16G01C15/00
Inventor 田雨农张虹
Owner DALIAN ROILAND SCI & TECH CO LTD
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