Security verification method and system for mobile phone bank customer

Abstract

The invention discloses a security verification method and system for a mobile phone bank customer. The method includes the following steps that: equipment hardware information and customer number of the customer are obtained; the binding relation between the equipment hardware information of the customer and customer registration information is verified according to the equipment hardware information and the customer number; and a static login password inputted by the customer is obtained, and the static login password is verified; after the binding relation and the static login password both pass verification, it is determined that the login of the customer is successful. With the security verification method and system for the mobile phone bank customer of the invention adopted, the relevance of the customer and equipment is enhanced through the binding relation between the customer information and the equipment hardware information, and harm caused by the stealing of the account password of the customer by criminals can be decreased.

Description

technical field [0001] The invention relates to the field of information security processing, in particular to a security verification method and system for mobile banking customers. Background technique [0002] With the rise of the mobile Internet, the demand for using the mobile banking client on devices such as smartphones and tablets is also increasing day by day, so the functions of the mobile banking client are becoming more and more powerful. At the same time, the risk of information leakage and phishing apps made by lawbreakers that are fake enough to confuse real ones pose a great threat to the security of mobile banking clients. However, most of the mobile banking security verification methods on the market are still the traditional simple verification method of customer name / password, which has a low security factor and is easy to be cracked, and cannot well protect customer information security. Some banks use dynamic passwords to further enhance the security o...

AI Technical Summary

Problems solved by technology

[0003] Aiming at the shortcomings of traditional verification methods, the present invention provides a security verification method and system for mobile banking customers, which solves the problem of weak security of traditional customer name / password verification methods, and provides customers with multiple verification methods bound by devices. The security of using mobile banking provides a more flexible solution to enhance the security of funds for customers using mobile banking

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