Bank system and method for intelligent account access without card

A technology of intelligent access and banking system, applied in the field of intelligent banking system and no card, can solve the problems of inconvenient management, easy degaussing of bank cards, and secondary injury of the public, so as to improve the quality of life and efficiency, and improve social credit , The effect of saving the cost of card making

Inactive Publication Date: 2016-11-09
阮智根
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  • Abstract
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  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] Traditional ATMs require bank cards and passwords to enter the system. However, according to the "Overall Situation of Payment System Operation in 2013" published by the central bank, as of the end of 2013, a total of 4.214 billion bank cards have been issued nationwide, and the average person has a bank card. 3.11 cards, of which, the average credit card has 0.29 cards. The country will spend huge sums of money on card production every year, wasting a lot of resources on card production; at the same time, bank cards are easy to demagnetize or lose, and need to reissue the card. Unable to withdraw money; now everyone has several bank cards, and each bank card needs to set a password, which is easy to forget and relatively inconvenient to manage; w

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  • Bank system and method for intelligent account access without card
  • Bank system and method for intelligent account access without card

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Embodiment Construction

[0022] refer to figure 1 To further illustrate the present invention, specific specific examples are used to describe the implementation of the present invention. Those skilled in the art can easily understand other advantages and effects of the present invention from the content disclosed in this specification.

[0023] The bank system and method for smart cardless account entry of the present invention will be described in detail below through specific embodiments.

[0024] It should be noted that, in order to cooperate with the present invention, the user needs to go to a designated bank (such as the People's Bank of China) to apply for a "card" and enter the corresponding information, such as the user's face, fingerprint, password and ID card, etc. The most important thing is: the "card" here is a virtual card, which reduces the cost of card making, and also prevents the phenomenon that the card cannot be withdrawn due to degaussing or loss; it also prevents the phenomenon...

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Abstract

The present invention relates to the technical field of cardless and intelligent banking systems, specifically the cardless bank system for intelligently entering accounts, including: a verification module for entering the system, including a face recognition module for recognizing faces; a user verification information sending module, It is used to send user verification information to the background server; the user verification information acceptance module is used to accept the verification result returned by the background server; the information processing module is used to display all the bank account information of the user and to process transaction information. The invention has simple structure and strong practicability.

Description

technical field [0001] The invention relates to the technical field of cardless and intelligent banking systems, in particular to a bank system and method for intelligently entering accounts without a card. Background technique [0002] Traditional ATMs require bank cards and passwords to enter the system. However, according to the "Overall Situation of Payment System Operation in 2013" published by the central bank, as of the end of 2013, a total of 4.214 billion bank cards have been issued nationwide, and the average person has a bank card. 3.11 cards, of which, the average credit card has 0.29 cards. The country will spend huge sums of money on card production every year, wasting a lot of resources on card production; at the same time, bank cards are easy to demagnetize or lose, and need to reissue the card. Can’t withdraw money; now everyone has several bank cards, and each bank card needs to set a password, which is easy to forget and relatively inconvenient to manage; ...

Claims

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Application Information

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IPC IPC(8): G07F19/00
CPCG07F19/201G07F19/00G07F19/206
Inventor 阮智根
Owner 阮智根
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