Electricity fee payment customer screening method and system

A screening method and customer technology, applied in the field of electric power, can solve the problems of ignoring the value of data, not accurately reflecting the user's credit rating and quality, and high cost, and achieve the effect of reducing risks

Inactive Publication Date: 2017-01-25
ELECTRIC POWER RESEARCH INSTITUTE OF STATE GRID SHANDONG ELECTRIC POWER COMPANY +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] First, the existing information risk assessments all use manual simple weighting of various indicators to obtain a rough evaluation value, which cannot accurately reflect the credit rating and quality of users, and the cost of investment is

Method used

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  • Electricity fee payment customer screening method and system
  • Electricity fee payment customer screening method and system
  • Electricity fee payment customer screening method and system

Examples

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Embodiment Construction

[0050] Below in conjunction with accompanying drawing and embodiment the present invention will be further described:

[0051] figure 1 It is a flow chart of a method for selecting customers for electricity bill payment according to the present invention. like figure 1 A kind of electricity bill paying customer screening method of the present invention shown, comprises:

[0052] Step 1: Obtain the power user information from the power user information server; the power user information includes the nature of the power user's industry, nature of power consumption, area, power payment information and arrears status information.

[0053] Among them, the basic credit risk evaluation indicators include: industry policies, electricity supply and use and electricity price adjustment policies, and demolition plans; the electricity use risk evaluation indicators include payment methods, average arrears, average arrears ratio, and cumulative arrears times , average reminder times, li...

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Abstract

The invention discloses a method and system for selecting customers for paying electricity charges. The method includes: obtaining power user information from a power user information server; screening out risk evaluation indicators for electricity use and legal credit risk evaluation indicators, and obtaining basic credit risk evaluation indicators ; Obtain the actual score value of each risk evaluation index of each power user; obtain the final weight of the basic credit risk index and the electricity use risk index; according to the actual score value of the basic credit risk evaluation index and the electricity use risk The actual scores of the evaluation indicators are multiplied by the corresponding weights and accumulated, and then directly accumulated the actual scores of the legal credit risk evaluation indicators to obtain the comprehensive risk rating score of the power user; the higher the comprehensive risk rating score of the power user, Electricity users have a higher level of risk.

Description

technical field [0001] The invention belongs to the field of electric power, and in particular relates to a method and system for selecting customers who pay electricity charges. Background technique [0002] Risk prediction is widely used in all walks of life. Banks, securities, telecommunications, etc. establish customer credit rating systems to evaluate users' credit ratings, thereby playing a role in risk prevention. The power supply company has carried out risk prevention through the transformation of "one household, one meter" and the establishment of a customer credit evaluation system, which has promoted the recovery of electricity charges. Power users are not only the biggest source of profit for enterprises, but also the biggest source of risk. To master the credit status of power users, electric power companies must first conduct credit risk assessment on power users. value. [0003] However, there are still some deficiencies in the existing power user electric...

Claims

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Application Information

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IPC IPC(8): G06Q50/06
CPCG06Q50/06
Inventor 王相伟王鑫荣以平杜颖刘宏国张金桂张春秋侯钦民尹明立袁家录
Owner ELECTRIC POWER RESEARCH INSTITUTE OF STATE GRID SHANDONG ELECTRIC POWER COMPANY
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