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System and method for swiping card based on identity authentication

An identity authentication and card swiping system technology, which is applied in the field of identity authentication-based card swiping systems, can solve problems such as bank card fraud, inability to guarantee cards, and hidden dangers of bank card users, so as to avoid duplication and improve security.

Active Publication Date: 2017-02-01
CHINA UNITED NETWORK COMM GRP CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] At present, cards such as bank cards and access control cards are usually swiped to carry out financial transactions or unlock access control. or copying, password leakage, or fingerprint copying, etc., when swiping the card, there is no guarantee that the user of the card is the holder of the card, resulting in the phenomenon that the bank card is often stolen
Especially in reality, a large number of bank card numbers, passwords, etc. corresponding tables have been sold, which has brought great security risks to the majority of bank card users

Method used

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  • System and method for swiping card based on identity authentication
  • System and method for swiping card based on identity authentication
  • System and method for swiping card based on identity authentication

Examples

Experimental program
Comparison scheme
Effect test

no. 1 example

[0052] Please also refer to Figure 2A ~ Figure 2D , the card 2 is a bank card with a magnetic strip 211. The card includes a card body 21 and an authentication module 22, wherein the authentication module 22 is arranged in the card body 21, and includes a first layer structure 221, a second layer structure 222 and a third layer structure 223 stacked in sequence, wherein, the first The one-layer structure 221 is transparent, and is used to retain the current imprint input by the user, and the current imprint can be erased. Preferably, the first layer structure 221 is made of a material with high transparency, smooth surface, easy to be stained with oil but not easy to be penetrated by oil or water, such as smooth glass, so that users can easily leave fingerprints, signatures or strokes, etc. And the imprint can be erased after use.

[0053] The second layer structure 222 is used to form a predetermined light path to convert the light signal passing through the current mark, ...

no. 2 example

[0064] Please also refer to Figure 3A and Figure 3B , the card 2 is a bank card with an external chip 212 , and the bank card also includes a card body 21 and an authentication module 22 . Wherein, the chip 212 is set (externally installed) on the card body 21 to realize the function of swiping the card for financial transactions, etc., and the chip 212 can also have the function of extracting the above-mentioned grayscale graphics, that is, it can be used as the above-mentioned chip 3 . After the chip 212 extracts the grayscale pattern, it sends it to the authentication device 4 .

[0065] The structure and function of the authentication module 22 are similar to those of the authentication module in the above-mentioned first embodiment, the only difference is that: the third layer structure 223 is provided with a photosensitive material, which is connected with the chip 212 . Adapted thereto, the card swiping device 4 includes a card slot 10 for inserting the card body 21...

no. 3 example

[0068] Please also refer to Figure 4A and Figure 4B , the card 2 is a non-contact access control card with a built-in chip 213. The access control card includes a card body 21 and an authentication module 22, wherein the chip 213 is set (built-in) on the card body 21 to realize card swiping functions such as removing access control, The chip 213 can also have the function of extracting the above-mentioned grayscale pattern, that is, it can be used as the above-mentioned chip 3 . After the chip 213 extracts the grayscale pattern, it sends it to the authentication device 4 .

[0069] The structure and function of the authentication module 22 are similar to those of the authentication module in the above-mentioned first and second embodiments, and the difference is only: since the access control card adopts a non-contact swiping method, such as Figure 4B As shown, as long as the chip 213 of the card body 21 is located close to the card swiping area 101 on the card swiping de...

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Abstract

The invention provides a system and a method for swiping a card based on identity authentication. The system comprises a card swiping device, a card, a chip and an authentication device, wherein the card is used for receiving a current stamp input by a user; the current stamp comprises a fingerprint, a signature or strokes; a preset optical pathway is utilized for converting an optical signal passing through the current stamp; the converted optical signal forms a gray-level figure on a photosensitive material; the chip is used for extracting the gray-level figure; the authentication device is used for restoring the gray-level figure to form the current stamp according to a pre-stored reverse conversion method matched with the preset optical pathway, comparing the current stamp with an original stamp, authorizing card swiping behaviors of the card swiping device and the card if the comparison passes, and forbidding the card swiping behaviors of the card swiping device and the card if the comparison rejects. According to the technical scheme of the system and the method for swiping the card based on identity authentication provided by the invention, a user identity can be authenticated when the card is swiped so as to make sure that the user is an owner of the card, so that the safety of a bank card or an access card can be improved.

Description

technical field [0001] The invention relates to the field of electronic security protection, in particular to a card swiping system and method based on identity authentication. Background technique [0002] At present, cards such as bank cards and access control cards are usually swiped to carry out financial transactions or unlock access control. Or copying, password leakage, or fingerprint copying, etc., when swiping the card, there is no guarantee that the user of the card is the holder of the card, resulting in the phenomenon that the bank card is often stolen. Especially in reality, a large number of corresponding tables of bank card numbers, passwords, etc. have been sold, which has brought great security risks to the majority of bank card users. Contents of the invention [0003] The present invention aims to solve at least one of the technical problems existing in the prior art, and proposes a card swiping system and method based on identity authentication, which ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F7/10
CPCG07F7/1091
Inventor 张伦泳
Owner CHINA UNITED NETWORK COMM GRP CO LTD
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