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Method, system and device for setting electronic certificate and data exchange

An electronic voucher and data technology, which is applied in the field of electronic voucher setting and data interaction processing, can solve the problem of unable to change the receiving bank, achieve the effect of diversifying the receipt form, improving data exchange, and improving interaction efficiency

Inactive Publication Date: 2017-02-15
SHENZHEN CIFPAY NETWORK BANK TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, in the form of third-party payment company guarantee, after the payer completes the payment operation, the payee will not be able to change the beneficiary bank before the payee receives the funds. Provide a method of handling

Method used

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  • Method, system and device for setting electronic certificate and data exchange
  • Method, system and device for setting electronic certificate and data exchange
  • Method, system and device for setting electronic certificate and data exchange

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Embodiment Construction

[0025] In order to describe the technical content, structural features, objectives and effects of the present invention in detail, the present invention will be described in detail below in conjunction with the accompanying drawings and embodiments.

[0026] refer to figure 1 , the flow chart of the first embodiment of the electronic certificate setting method of the present invention. see also figure 2 , a schematic diagram of the relationship between the first embodiment of the electronic voucher setting method of the present invention, the method includes:

[0027] Step 101: the first terminal sends a first request message for receiving an electronic certificate to the second terminal.

[0028] Wherein, the electronic certificate is an electronic commitment payment certificate that the first terminal user applies to the first fund management server with its account fund or credit line as a deposit and is generated by the first fund management server.

[0029] Specifically...

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Abstract

The invention discloses a method, system and device for setting electronic certificate and data exchange. The method comprises: a first terminal sends a first request message to a second terminal for receiving an electronic certificate; the second terminal responds to the first request message, sets a second fund management server to receive the electronic certificate and a fund account stored on a second fund management server to receive fund equal to the quota of the electronic certificate, sets a second request message for receiving the electronic certificate, and sends the second request message to the second fund management server; the second fund management server responds to the second request message, receives the electronic certificate, and updates the information of the second fund management server and the fund account to the electronic certificate according to the second request message. The method enables the second terminal to freely setting the server for receiving the electronic certificate and the account for receiving the fund, so that there are more ways to receive certificates, which improves the interaction efficiency of two sides of fund interaction.

Description

technical field [0001] The present invention relates to the field of electronic commerce, in particular to a method, system and device for electronic voucher setting and data interaction processing. Background technique [0002] E-commerce has been more and more widely used in various commercial trade activities. The so-called e-commerce refers to the online shopping of consumers based on browser and server applications in commercial trade activities under the open network environment of the Internet. It is a business operation mode of online transactions and online electronic payments between merchants, as well as various business activities, transaction activities, financial activities and related comprehensive service activities. [0003] The current online electronic payment (network payment) methods mainly include bank online banking payment (including credit card payment) and third-party payment. But the credit bottleneck in the settlement process of online electronic...

Claims

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Application Information

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IPC IPC(8): G06Q20/10G06Q20/38
CPCG06Q20/10G06Q20/3821
Inventor 张毅
Owner SHENZHEN CIFPAY NETWORK BANK TECH
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