Digital currency-based electronic transaction method and system

Abstract

The invention discloses a digital currency-based electronic transaction method and system, and belongs to the field of digital currency. The method comprises the steps of receiving a payment request package comprising an e-commerce certificate, signature information, a transaction amount and an e-commerce public key address from an e-commerce server by a digital currency wallet, verifying the signature information by using the e-commerce certificate, obtaining corresponding transaction data, a transaction identifier and a digital currency private key when the verification is passed, performing signature on the transaction data and the e-commerce public key address by using the digital currency private key, organizing the transaction information according to a signature result, the transaction identifier and the corresponding digital currency public key, broadcasting the transaction information to a digital currency network, and sending a payment package organized according to the transaction information to the e-commerce server; and verifying the signature result in the payment package by the e-commerce server, and when the verification is passed, determining transaction completion or transaction closing according to whether verification passing information of the transaction information is found in the digital currency network or not. According to the method and the system provided by the invention, the electronic transaction efficiency is improved.

Description

technical field [0001] The present invention relates to the field of digital currency, in particular to an electronic transaction method and system based on digital currency. Background technique [0002] In the existing digital currency transaction, the payee sends the payment address to the payer, and the payer transfers the digital currency to the payee according to the payment address. Since the payer does not have enough information to verify the identity of the payee, the payee The identity is likely to be hijacked and forged by the middleman, and the digital currency is likely to be stolen; in the process of information transmission between the payee and the payer, it is usually just a simple payment address, and the information transmitted during the transmission process is all clear text , which can easily lead to information leakage during the transmission process; there is no payment proof in the transaction between the payee and the payer, and there is no way to ...

AI Technical Summary

Problems solved by technology

[0002] In the existing digital currency transaction, the payee sends the payment address to the payer, and the payer transfers the digital currency to the payee according to the payment address. Since the payer does not have enough information to verify the identity of the payee, the payee The identity is likely to be hijacked and forged by the middleman, and the digital currency is likely to be stolen; in the process of information transmission between the payee and the payer, it is usually just a simple payment address, and the information transmitted during the transmission process is all clear text , which can easily lead to information leakage during the transmission process; there is no payment proof in the transaction between the payee and the payer, and there is no way to pursue disputes; based on the characteristics of digital currency, the payer must broadcast the transaction information to the digital currency network. After the information has been confirmed multiple times in the digital currency network, the payee can confirm the completion of the transaction or confirm the failure of the transaction. During the confirmation process of the transaction information on the digital currency network, the user needs to wait for a long time, resulting in electronic transactions based on digital currency. low efficiency and poor user experience

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