Consortium chain-based digital bill trading system construction method

A technology of transaction system and construction method, applied in the field of construction of digital bill transaction system based on alliance chain, can solve the problems of cumbersome reconciliation work, high operation and optimization cost, low system security and reliability, etc., to prevent moral hazard. and operational risks, avoiding repeated pledges or partnering crimes, and improving reliability and security

Inactive Publication Date: 2017-05-31
HANGZHOU YUNXIANG NETWORK TECH
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Problems solved by technology

The ECDS system suppresses operational risks such as fraud and forgery in the paper ticket business to a certain extent, but it also has some serious problems
First, the system access cost is high and the access conditions are strict. The access parties are mainly state-owned banks, joint-stock commercial banks, large city commercial banks and large financial companies, etc., and it is difficult for sm

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  • Consortium chain-based digital bill trading system construction method
  • Consortium chain-based digital bill trading system construction method
  • Consortium chain-based digital bill trading system construction method

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[0041] In order to describe the present invention in more detail, the technical solution of the present invention will be described in detail below with reference to the accompanying drawings and specific embodiments.

[0042] The present invention proposes a digital bill transaction system based on the alliance chain. The system uses the alliance chain as a technical support and combines existing bill attributes, regulations and markets to develop a brand-new bill display form—digital bills. Compared with the existing electronic bills, it has a completely different technical structure. It not only has all the functions and advantages of electronic bills, but also integrates the advantages of blockchain technology. It is safer, smarter, more convenient and more promising. The form of the bill. The specific construction method of the system is as follows:

[0043] (1) Establish a bill blockchain alliance.

[0044] Such as figure 1 As shown, the parties and regulatory agencies in the...

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Abstract

The invention discloses a consortium chain-based digital bill trading system construction method, which develops a brand-new bill display form, namely, a digital bill in combination with existing bill attributes, laws and regulations and market by taking a consortium chain as technical support. Compared with an existing electronic bill, the digital bill is totally different from the electronic bill in technical framework, not only has all functions and advantages of the electronic bill but also fuses the advantages of a block chain technology, and is a securer, more intelligent, more convenient and more promising bill form. In addition, the block chain technology is applied to the field of bill businesses for the first time; a unified standard bill trading platform is established; the problems of trade background forgery, bill authenticity authentication failure, paper bill multi-time selling, non-synchronous electronic bill discounting and bill endorsing, and the like are solved; and various risks are effectively managed, controlled and prevented.

Description

technical field [0001] The invention belongs to the technical field of bill transaction systems, and in particular relates to a method for constructing a digital bill transaction system based on an alliance chain. Background technique [0002] A bill is a credit instrument used to reflect the occurrence, transfer and repayment of creditor's rights and debts in currency or commodity flows, and can be used for payment settlement in trade and short-term financing for enterprises. On the one hand, bill acceptance can facilitate payment and settlement for enterprises; on the other hand, transaction methods represented by bill endorsement transfer and discount can provide convenient financing channels for the real economy, especially small and medium-sized enterprises. Through previous empirical data analysis, it is found that there is a significant positive correlation between bill acceptance balance, acceptance volume, and discount volume and real economic indicators. It can be ...

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Application Information

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IPC IPC(8): G06Q40/04
Inventor 黄步添王从礼陈建海刘振广王云霄杨文龙温琪张维赛
Owner HANGZHOU YUNXIANG NETWORK TECH
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