Method and device for determining risk assessment parameters

Abstract

The invention discloses a method for determining risk assessment parameters. The method comprises the steps that assessment information with the risk assessment parameters to be determined of a user is acquired; the assessment information of the user is subjected to variable sorting to obtain a first-type variable value and a second-type variable value; and the risk assessment parameters of the assessment information of the user are determined according to the first-type variable value, the second-type variable value and a decision-making model with an assessment information decision-making function, wherein the first-type variable value is obtained after fraud information is eliminated from the assessment information, and the second-type variable value is determined according to whether a fraud decision-making condition is met. Through the method for determining the risk assessment parameters in the embodiment, the accuracy of the risk assessment parameters can be improved.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a method for determining risk assessment parameters, a method and a device for establishing an assessment information decision model. Background technique [0002] At present, many businesses are directly related to risk assessment parameters, and risk assessment parameters directly affect the success of business applications. When allocating services to users, the service provider will evaluate whether to allocate services to the user according to the existing risk assessment parameters. [0003] The risk assessment parameters can be determined according to the assessment information, but the assessment information has a certain degree of randomness and is relatively easy to be modified manually. In this way, the risk assessment parameters determined based on the assessment information will be inaccurate. [0004] The prior art mainly eliminates purposeful fraudulent behavio...

AI Technical Summary

Problems solved by technology

[0005] In order to solve the problem of poor accuracy of risk assessment parameters in the prior art, an embodiment of the present invention provides a method for determining risk assessment parameters, which can also introduce fraudulent behavior and fraud information into the decision-making model to ensure the comprehensiveness of information. Thereby improving the accuracy of risk assessment parameters

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