Payment system and method based on mobile internet sharing membership card

A mobile Internet and payment system technology, applied in the field of payment systems based on mobile Internet sharing membership cards, can solve the problems of members unable to lower the threshold, unable to automatically recover funds, and inconvenient time and space for card collection and return.

Inactive Publication Date: 2017-10-20
北京开心贝科技有限公司
View PDF5 Cites 10 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0012] In order to solve the above problems, the present invention provides a payment system and method based on mobile Internet shared membership cards, which effectively avoids the inconvenience in the time and space of taking and returning physical membership cards in the prior art, and the time and s

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Payment system and method based on mobile internet sharing membership card
  • Payment system and method based on mobile internet sharing membership card
  • Payment system and method based on mobile internet sharing membership card

Examples

Experimental program
Comparison scheme
Effect test

Example Embodiment

[0111] Example 1

[0112] The payment system based on mobile Internet shared membership card, including electronic membership cards configured for members, and mobile smart terminals configured for users including members, as well as merchant systems and first QR codes provided to merchants;

[0113] The mobile smart terminal is in communication connection with the merchant system;

[0114] The mobile smart terminal includes WeChat payment software, bank or UnionPay payment software, Alipay software or other third-party payment software;

[0115] The merchant system includes a merchant directory, a membership card sub-account automatic generation module under the merchant directory, a membership identity and membership card type generation module, a membership identity and membership card type identification module, and a cash flow determination module.

[0116] The method for a payment system based on mobile Internet sharing a membership card includes the following steps:

[0117] Step ...

Example Embodiment

[0134] Example 2

[0135] The payment system based on mobile Internet shared membership card, including electronic membership cards configured for members, and mobile smart terminals configured for users including members, as well as merchant systems and first QR codes provided to merchants;

[0136] The mobile smart terminal is in communication connection with the merchant system;

[0137] The mobile smart terminal includes WeChat payment software, bank or UnionPay payment software, Alipay software or other third-party payment software;

[0138] The merchant system includes a merchant directory, a membership card sub-account automatic generation module under the merchant directory, a membership identity and membership card type generation module, a membership identity and membership card type identification module, and a cash flow determination module.

[0139] The mobile intelligent terminal is a smart phone, a PDA, a notebook computer or a palmtop computer.

[0140] The merchant syste...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

PUM

No PUM Login to view more

Abstract

The invention provides a payment system and method based on a mobile internet sharing membership card. The payment system includes an electronic membership card configured for a member, a mobile intelligent terminal configured for users including the member and a merchant system and a first two-dimensional code which are provided to a merchant; the mobile intelligent terminals are in communication connection with the merchant system; the mobile intelligent terminal includes WeChat payment software, bank or UnionPay payment software, AliPay software or other third-party payment software; and the merchant system includes a merchant directory, an automatic generation module of sub-accounts of membership cards in the merchant directory, a membership and membership card type generation module, a membership and membership card type recognition module and a cash flow direction judgment module. The payment system effectively avoids the defects existing in the prior art that an entity membership card is inconvenient in card taking and returning time and space, capital corresponding to balance in the card deducted by a merchant cannot be automatically recovered when a recommendation is made to a circle of friends, and a member cannot achieve the purpose of lowering the threshold in a membership card sharing mode through recommendation to the circle of friends.

Description

technical field [0001] The invention relates to the technical field of mobile payment, in particular to the field of mobile payment for shared membership cards, and in particular to a payment system and method based on mobile Internet shared membership cards. Background technique [0002] Membership cards generally refer to ordinary identification cards, including membership authentication in shopping malls, hotels, fitness centers, restaurants and other consumer places. They have a wide range of uses, and can be applied to identification cards wherever identification is required, such as schools, clubs, companies, institutions, groups, etc. Membership service is also a popular service management model, which can increase the return rate of customers and increase customer loyalty to the enterprise. Many service industries adopt this service model, and most of the forms of membership are membership cards. [0003] This determines that the membership card is a major way for ...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

Application Information

Patent Timeline
no application Login to view more
IPC IPC(8): G06Q20/22G06Q20/08G06Q20/34G06Q20/40
CPCG06Q20/0855G06Q20/22G06Q20/3572G06Q20/409
Inventor 卫俊锋卫勇
Owner 北京开心贝科技有限公司
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Try Eureka
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap