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Data management method, data management device, and electronic device

A data management device and data management technology, applied in data processing applications, instruments, finance, etc., can solve problems such as wasting costs and wasting resources in the risk control system, and achieve the effect of saving resources and costs

Inactive Publication Date: 2018-05-29
SHENZHEN MAIMAITI INFORMATION TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

This not only wastes the resources of the risk control system, but also wastes the cost of retrieving data because there is a charge for retrieving data

Method used

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  • Data management method, data management device, and electronic device
  • Data management method, data management device, and electronic device
  • Data management method, data management device, and electronic device

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0025] figure 1 The implementation flow of the data management method provided by Embodiment 1 of the present invention is shown, wherein the above-mentioned data management method is described in detail as follows:

[0026] In step 101, obtain the service type of the service to be initiated;

[0027] In the embodiment of the present application, firstly, the service type of the service to be initiated may be acquired. Specifically, there are several different methods for classifying business types, including: function-based business types, channel-based business types, and product-based business types. Of course, according to the services provided by different enterprises, there may be other methods for classifying service types, which are not limited here. Exemplarily, the above-mentioned function-based business types include but are not limited to: line credit business, line adjustment business, loan business, and the above-mentioned channel-based business types include b...

Embodiment 2

[0056] Corresponding to the data management method of the above embodiment, figure 2 It shows the structural block diagram of the data management device provided by the present invention. For the convenience of description, only the parts related to the embodiment of the present invention are shown. Refer to figure 2 , the data management device 2 includes: a first acquisition unit 21 , a first determination unit 22 , a second acquisition unit 23 , and an approval unit 24 .

[0057] Wherein, the first acquiring unit 21 is configured to acquire the service type of the service to be initiated;

[0058] The first determination unit 22 is configured to search for a risk control corresponding to the above-mentioned business to be initiated according to the business type of the above-mentioned business to be initiated acquired by the above-mentioned first acquisition unit and the preset business type-risk control rule correspondence table Rules are the target risk control rules, ...

Embodiment 3

[0071] image 3 It is a schematic diagram of an electronic device provided by an embodiment of the present invention. Such as image 3 As shown, the electronic device 3 of this embodiment includes: a processor 30, a memory 31, and a computer program 32 stored in the memory 31 and operable on the processor 30, such as a data management program. When the above-mentioned processor 30 executes the above-mentioned computer program 32, the steps in the above-mentioned various data management method embodiments are realized, for example figure 1 Steps 101 to 104 are shown. Alternatively, when the above-mentioned processor 30 executes the above-mentioned computer program 32, the functions of each module / unit in the above-mentioned device embodiments are realized, for example figure 2 Functions of modules 21 to 24 shown.

[0072] Exemplarily, the above-mentioned computer program 32 may be divided into one or more units, and the one or more units are stored in the above-mentioned m...

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PUM

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Abstract

The invention discloses a data management method, a data management device, an electronic device and a computer-readable storage medium. The data management method comprises the steps of acquiring a business type of a business to be initiated; searching for risk control rules corresponding to the business to be initiated as target risk control rules according to the business type of the business to be initiated and a preset business type-risk control rule correspondence table, each business type corresponding to two or more risk control rules and the risk control rules being for approving thebusiness; acquiring risk control data related to the business to be initiated and the target risk control rules; and approving the business to be initiated based on the risk control data and the target risk control rules. This scheme can save resources and cost of acquiring risk control data.

Description

technical field [0001] The invention belongs to the technical field of electronic information, and in particular relates to a data management method, a data management device, electronic equipment and a computer-readable storage medium. Background technique [0002] The core of the threshold of consumer finance lies in the risk control system. Facing the online product line of the C-end customer group (that is, the individual customer group), such as consumption installment, cash loan and credit card compensation and other business directions, it needs to support the automation of a large number of businesses in real time Processing, the risk control system will assume the role of risk control assessment, processing and early warning before, during and after the loan, greatly liberating the peace and efficiency of manual processing. The risk control rule engine in the risk control system plays an important role in big data risk control. It is mainly used to formulate and ana...

Claims

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Application Information

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IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 曹婉怡雷敏张维辉黎斌胡志鹏郑扬州唐晓珊张燕平
Owner SHENZHEN MAIMAITI INFORMATION TECH CO LTD