Dual gateway-based lightweight mobile payment protocol design method

A technology of mobile payment, design method, applied in the field of Internet network security and e-commerce

Inactive Publication Date: 2018-08-24
SUN YAT SEN UNIV
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  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0004] At present, the protocol for completing single-card payment for a single gateway is very mature, but for the practical problem of dual-card payment, there is little research on this topic at home and abroad, and no dual-card payment option has been implemented in all domestic payment applications, so In order to make mobile payment more popular, it is necessary to meet the needs of users for dual card payment

Method used

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  • Dual gateway-based lightweight mobile payment protocol design method
  • Dual gateway-based lightweight mobile payment protocol design method
  • Dual gateway-based lightweight mobile payment protocol design method

Examples

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Embodiment 1

[0100] A kind of lightweight mobile payment protocol design method based on dual gateways, the detailed design of the present invention is as follows:

[0101] (1) Protocol model

[0102] In the mobile payment system, the user submits an order request to the merchant, and the merchant requests deduction and collection from the user's bank of account and the merchant's own bank of account. The merchant needs to connect to the internal system of the bank through an interface. This interface is called payment. gateway. The payment gateway acts as a bridge between the bank's internal secure network and the insecure Internet. Therefore, for common payment protocols, there are generally five participants: Issuer, Acquirer, Gateway, Customer, and Merchant. The payer is the user's card-issuing bank, whose function is to provide the user with an account number and verify the correctness of the account number. The payee is the merchant's card-issuing bank, whose function is to provid...

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Abstract

The invention provides a dual gateway-based lightweight mobile payment protocol design method. According to a dual gateway-based secure payment protocol designed by the method, a user initiates a payment request, and a symmetric key system is used in a protocol process. The secure protocol provided by the invention meets a basic security requirement of the payment protocol, and comprises confidentiality, intactness, unforgeability and non-repudiation; meanwhile, in order to guarantee the privacies of the user and a merchant, the protocol is that the user and the merchant use dynamic IDs; and in each transaction process, a random pseudo ID is used, so that an anonymity of the user to the merchant and an anonymity of the merchant to an issuing bank of the user. The symmetric key system whichreduces the resource consumption of a mobile terminal in encrypting and decrypting processes is very light in weight and is applicable to a mobile payment system. In conclusion, the secure protocol provided by the invention provides all security attributes required by the mobile payment system, and is relatively high in execution efficiency.

Description

technical field [0001] The invention relates to the fields of Internet security and e-commerce, and more specifically, relates to a design method of a lightweight mobile payment protocol based on dual gateways. Background technique [0002] With the rapid development of the mobile Internet, mobile intelligent terminal equipment has been popularized in a large area, and the number of e-commerce users has increased sharply. However, mobile devices themselves inevitably have limitations such as limited memory and low computing power. In order to maintain the steady development of e-commerce, there is an urgent need The lightweight mobile payment protocol is applied here. [0003] In recent years, many domestic and foreign scholars have put forward their own ideas on the subject of mobile payment protocols. Farahnaz Zamanian et al. (F.Zamanian and H.Mala, "A new anonymous unlinkable mobile payment protocol," 2016 6th International Conference on Computer andKnowledge Engineering...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04L29/06G06Q20/40G06Q20/38G06Q20/10
CPCG06Q20/10G06Q20/3827G06Q20/3829G06Q20/401H04L63/0435H04L63/20H04L69/03
Inventor 甘加升龙冬阳于跃熊绘
Owner SUN YAT SEN UNIV
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