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Payment method, device, electronic device and computer-readable storage medium

A technology of payment and computer, applied in the field of wearable devices, can solve problems such as insufficient account balance, and achieve the effect of improving user experience

Active Publication Date: 2021-07-09
MOBVOI INFORMATION TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, when users make online payments through smart wearable devices, the account bound to the smart wearable device may have problems such as insufficient balance and cannot make payment, and needs to pay through accounts on other terminal devices, so how to proceed? Payment becomes a key issue

Method used

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  • Payment method, device, electronic device and computer-readable storage medium
  • Payment method, device, electronic device and computer-readable storage medium
  • Payment method, device, electronic device and computer-readable storage medium

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0035] Embodiments of the present invention provide a method for paying on behalf of others, such as figure 1 As shown, the method includes:

[0036] Step S101: Send the first generation payment request to the terminal device of the payment agent.

[0037] Wherein, the first generation payment request is used to request the terminal equipment of the payment agent to perform payment.

[0038] For the embodiment of the present invention, when the terminal device of another person is required to perform payment on behalf of the person, a first generation payment request is sent to the terminal device of the payer.

[0039] For the embodiment of the present invention, the terminal device of the payer may be the mobile phone of the payer, the personal computer of the payer, or the wearable device of the agent. It is not limited in this embodiment of the present invention.

[0040] Step S102: Receive the first payment code information sent by the terminal device of the payer.

...

Embodiment 2

[0057] This embodiment of the present invention provides another possible implementation manner. On the basis of the first embodiment, the method further includes the method shown in the second embodiment, wherein,

[0058] Step S101 may specifically include: Step S1011 (not shown in the figure), wherein,

[0059] Step S1011, when any of the following conditions are met, send the first generation payment request to the terminal device of the payment agent:

[0060] Detecting the user's triggering operation for the first-generation payment request;

[0061] It is detected that the currently bound account balance is less than the amount to be paid;

[0062] A payment failure has been detected in the account bound to the current device.

[0063] For this embodiment of the present invention, the first payment request may be sent when a trigger operation of the user is detected, or may be directly sent by the sender device of the payment request without detecting the trigger oper...

Embodiment 3

[0076] Another possible implementation manner of this embodiment of the present invention further includes the operations shown in Embodiment 3 on the basis of Embodiment 1 or Embodiment 2, wherein,

[0077] Sending the first generation payment request to the terminal device of the payment agent includes: at least one of step Sa (not shown in the figure), step Sb (not shown in the figure) and step Sc (not shown in the figure). item, of which,

[0078] Step Sa: Send the first generation payment request to the terminal device of the payment agent through Bluetooth communication.

[0079] Step Sb, sending the first generation payment request to the terminal device of the payment agent through instant messaging.

[0080] Step Sc, sending the first generation payment request to the terminal device of the payment agent through short message communication.

[0081] For the embodiment of the present invention, if the distance between the terminal device of the payer and the device o...

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Abstract

The embodiment of the present invention provides a method, device, electronic equipment, and computer-readable storage medium for paying on behalf of others. Applied in the field of wearable technology and payment field. The method includes: sending a first payment request to the payer's terminal device, the first payment request is used to request the payer's terminal device to make payment on behalf of the payer, and then receiving the first payment sent by the payer's terminal device Code information, and display the first payment code for payment, wherein, the first payment code information contains the first payment code, when the second payment request is received, the second payment code is generated based on the second payment request information, and send it to the sender device of the second payment request, and the second payment code information includes the second payment code. The embodiment of the present invention realizes payment on behalf of other terminal devices, or performs payment on behalf of other terminal devices, and can improve user experience.

Description

technical field [0001] The present invention relates to the technical field of wearable devices and the technical field of payment, and in particular, the present invention relates to a method, an apparatus, an electronic device and a computer-readable storage medium for paying on behalf of others. Background technique [0002] With the development of information technology, smart wearable devices have also developed. Smart wearable devices can include: smart watches, smart bracelets, and smart glasses. Recently, with the rise of online payment, smart wearable devices can realize online payment. For example, smart wearable devices can be bound to online payment software such as *** applications and ## applications to realize online payment. [0003] However, in the process of online payment by the user through the smart wearable device, the account bound to the smart wearable device may have problems such as insufficient balance and cannot make payment, and it needs to be pa...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/32G06Q20/22
CPCG06Q20/227G06Q20/327
Inventor 郝洋
Owner MOBVOI INFORMATION TECH CO LTD
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