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Intelligent insurance recommendation method and system based on Bayesian

A recommendation method and recommendation system technology, applied in the field of insurance informatization, can solve the problems of lack of salesperson products and difficulty for users to obtain user experience, and achieve the effect of improving user experience

Inactive Publication Date: 2019-03-01
GUANGZHOU KINTH NETWORK TECH CO LTD
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  • Application Information

AI Technical Summary

Problems solved by technology

However, in the online system, there is a lack of salesman's introduction and guidance on products, and it is easy to not know which insurance to choose, which insurance is more suitable for the user's own situation or the situation of the group of people the user is planning to insure. In this case, it is difficult for the user to obtain better experience
[0003] That is, the emergence of informatization has not yet been able to use technical means to help users obtain smart insurance recommendations with better experience

Method used

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  • Intelligent insurance recommendation method and system based on Bayesian
  • Intelligent insurance recommendation method and system based on Bayesian
  • Intelligent insurance recommendation method and system based on Bayesian

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Embodiment Construction

[0040] Embodiments of the present invention are described in detail below, and examples of the embodiments are shown in the drawings, wherein the same or similar reference numerals denote the same or similar elements or elements having the same or similar functions throughout. The embodiments described below by referring to the drawings are exemplary, and are only for explaining the embodiments of the present invention, and should not be construed as limiting the embodiments of the present invention.

[0041] see figure 1 , the Bayesian-based intelligent insurance recommendation method of the embodiment of the present invention, including:

[0042] Step 1. Get the original data and perform feature extraction.

[0043] Step 2, using the Bayesian algorithm to train the data processed by feature extraction to establish a recommendation model.

[0044] Step 3: Import the recommendation model into the insurance product online system, input user characteristic data, and obtain the...

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Abstract

The invention relates to the field of insurance informatization, and relates to an intelligent insurance recommendation method based on Bayesian. Bayesian algorithm is used to train the data after feature extraction, and the recommendation model is established. The recommendation model is imported into the online system of insurance products, and the user characteristic data is input to obtain theprobability of the user purchasing the insurance products as the recommendation result of the intelligent insurance. The invention also provides an intelligent insurance recommendation system based on Bayesian. The invention realizes intelligent recommendation of insurance products and improves user experience by analyzing and processing data, carrying out probability statistical calculation by using Bayesian theorem through historical sales data, training corresponding insurance recommendation model and applying it in online insurance system.

Description

technical field [0001] The invention relates to the field of insurance informatization, in particular to a Bayesian-based intelligent insurance recommendation method and system. Background technique [0002] Insurance, in the sense of law and economics, is a method of risk management, mainly for the risk of economic loss. With the development of the Internet, selling insurance online has gradually become a mainstream method. However, in the online system, there is a lack of salesman's introduction and guidance on products, and it is easy to not know which insurance to choose, which insurance is more suitable for the user's own situation or the situation of the group of people the user is planning to insure. In this case, it is difficult for the user to obtain Better user experience. [0003] That is to say, the emergence of the degree of informatization has not yet been able to use technical means to help users obtain smart insurance recommendations with better experience....

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08G06Q30/02
CPCG06Q30/0282G06Q40/08
Inventor 邓健爽
Owner GUANGZHOU KINTH NETWORK TECH CO LTD
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