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Insurance service processing method and system based on big data

A technology of business processing and big data, applied in data processing applications, instruments, finance, etc., can solve problems such as unfavorable business development of insurance companies, unsatisfactory risk control effects, time-consuming and labor-intensive problems, and achieve good results and good results. The effect of improving efficiency

Active Publication Date: 2019-04-19
上海豹云网络信息服务有限公司
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  • Abstract
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  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In the face of diversified insurance products, in order to control risks, insurance companies must conduct preliminary surveys on insured personnel, and most of them use questionnaire surveys, and manually analyze the questionnaires. The effect is not ideal, which is not conducive to the business development of insurance companies

Method used

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  • Insurance service processing method and system based on big data
  • Insurance service processing method and system based on big data

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Embodiment Construction

[0026] The principles and features of the present invention are described below in conjunction with the accompanying drawings, and the examples given are only used to explain the present invention, and are not intended to limit the scope of the present invention.

[0027] Such as figure 1 As shown, a big data-based insurance business processing method includes the following steps,

[0028] S1. Acquire big data associated with the user, and analyze the big data to obtain multiple evaluation grade data of the big data;

[0029] S2. Substituting multiple items of the evaluation grade data into a preset insurance risk prediction model for calculation to obtain risk indicators;

[0030] S3. Recommend corresponding insurance items according to the risk indicators.

[0031] In this specific embodiment: the big data includes at least the user's identity data, occupation data, health status data and social behavior data. For example, identity data includes name, gender, age, birth a...

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Abstract

The invention relates to an insurance service processing method and system based on big data, and the method comprises the following steps: S1, obtaining big data associated with a user, carrying outthe analysis of the big data, and obtaining multiple items of evaluation level data of the big data; S2, substituting the evaluation level data into a preset insurance risk prediction model for calculation to obtain a risk index; And S3, recommending a corresponding insurance item according to the risk index. The insurance service processing method based on the big data is based on analysis of thebig data, risk calculation is carried out in the preset insurance risk prediction model, the risk calculation efficiency can be improved, the risk calculation accuracy is high, the risk control effect is good, and service development of an insurance company is facilitated.

Description

technical field [0001] The invention relates to the field of insurance processing, in particular to a big data-based insurance business processing method and system. Background technique [0002] In recent years, with the improvement of residents' living standards, the insurance industry has risen rapidly. According to the different needs of different stages of life experience, there are diversified insurance products, such as: medical insurance, vehicle insurance, retirement insurance, asset inheritance insurance, etc. In the face of diversified insurance products, in order to control risks, insurance companies must conduct preliminary surveys on insured personnel, and most of them use questionnaire surveys, and manually analyze the questionnaires. The effect is not ideal, which is not conducive to the business development of insurance companies. Contents of the invention [0003] The technical problem to be solved by the present invention is to provide a method and syst...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/04G06Q10/06G06Q40/08
CPCG06Q10/04G06Q10/0635G06Q40/08Y02A90/10
Inventor 黄伟
Owner 上海豹云网络信息服务有限公司