Payment verification method and device and electronic equipment
A verification method and technology of electronic equipment, applied in the direction of payment system structure, cooperating devices, instruments, etc., can solve the problems of copying and use, user account theft, stealing two-dimensional code information, etc., to improve security and avoid malicious The effect of stealing and tampering
Inactive Publication Date: 2019-06-21
广州佳都数据服务有限公司
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Problems solved by technology
[0003] Two-dimensional code payment is divided into online payment and offline payment. Generally, offline payment mainly occurs in the scene of taking a bus or subway. Because the physical location keeps moving and is below the surface, the network signal is not smooth. Offline processing solves the problem of receiving terminals. Network conditions are required, but because the verification stage is offline, each electronic device is directly irrelevant, and it is easy for criminals to steal the QR code information and copy it, resulting in the user account being stolen
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[0023] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. The components of the embodiments of the invention generally described and illustrated in the figures herein may be arranged and designed in a variety of different configurations. Accordingly, the following detailed description of the embodiments of the invention provided in the accompanying drawings is not intended to limit the scope of the claimed invention, but merely represents selected embodiments of the invention. Based on the embodiments of the present invention, all other embodiments obtained by those skilled in the art without making creative efforts belong to the protection scope of the present invention.
[0024] It should be noted that like numerals and let...
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The invention provides a payment verification method and device and electronic equipment, and relates to the field of payment security, and the method comprises the steps: determining the acquired current time as two-dimensional code generation time; obtaining signature information according to a pre-stored user certificate, the two-dimensional code generation time and a pre-stored first secret key;and generating a current two-dimensional code according to the signature information, the user certificate and the two-dimensional code generation time. The two-dimensional code generation time is used for signing and generating the two-dimensional code, whether the two-dimensional code generation time is within effective time can be verified to prevent the two-dimensional code used by a user for payment from being copied and used, meanwhile, signature authentication is carried out to prevent the two-dimensional code from being maliciously stolen and tampered, and the safety of the user forpayment by using the two-dimensional code is improved.
Description
technical field [0001] The present invention relates to the field of payment security, in particular to a payment verification method, device and electronic equipment. Background technique [0002] A two-dimensional code is a set of black and white symbols distributed on a geometric plane according to a certain rule. Since the geometric figures correspond to the calculated data information, they can be automatically read by image input devices or photoelectric scanning devices to realize automatic processing of information. It has the advantages of carrying a large amount of data and being easy to identify. It is widely used in business cards, websites, WIFI passwords, website jumps, shopping orders, anti-counterfeiting inquiries, etc. Among them, it is most commonly used in payment. [0003] Two-dimensional code payment is divided into online payment and offline payment. Generally, offline payment mainly occurs in the scene of taking a bus or subway. Because the physical lo...
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Inventor 谭宁江卫周剑
Owner 广州佳都数据服务有限公司