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Grouping method and device of account information and payment method and device

A technology for account information and accounts, applied in the field of biometric identification, can solve problems such as difficulty in payment functions, and achieve the effects of convenient payment, improved computing speed, and reduced computing process.

Active Publication Date: 2022-01-25
苏州君林智能科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The embodiment of the present invention provides a method for grouping account information and a payment method to solve the problem that it is difficult to realize the payment function by using biometric technology at present

Method used

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  • Grouping method and device of account information and payment method and device
  • Grouping method and device of account information and payment method and device
  • Grouping method and device of account information and payment method and device

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Embodiment Construction

[0051] In order to make the above objects, features and advantages of the present invention more comprehensible, the present invention will be further described in detail below in conjunction with the accompanying drawings and specific embodiments.

[0052]The embodiments of the present invention can be applied in scenarios where biometric technology is used for consumer payment. The inventive idea of ​​the present invention is to store the account information that needs to be biometrically identified in groups according to the sound characteristics of the voice password. When making payment, the target account set to which the user's account information belongs can be determined by obtaining the user's voice password, so that The account information matching the user's biometric feature can be quickly found from the target account set, reducing the calculation process of biometric matching and improving the calculation speed, and the payment method does not require the user to...

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Abstract

The embodiment of the present invention discloses a method and device for grouping account information and a payment method and device. The payment method includes: obtaining the voice password of the user; Determine the target account set corresponding to the voice password, the target account set is one of the account sets included in the account information base, and each account set includes at least one account information; obtain at least one of the user's Biological feature information: searching the target account set for account information that matches the at least one kind of biological feature information, and the account information includes at least one preset biological feature information and an account number. The invention saves the account information in groups according to the sound characteristics of the voice password, and when making payment, can determine the target account set to which the user's account information belongs according to the user's voice password and quickly find the target account information in the target account set.

Description

technical field [0001] The embodiments of the present invention relate to the technical field of biometric identification, and in particular, to a payment account grouping method and device, and a payment method and device. Background technique [0002] Mobile payment allows mobile users to use mobile terminals (such as mobile phones) to pay for the goods or services they consume. Mobile payment usually includes two methods. One is that consumers can use mobile terminals to scan the QR code provided by the merchant to complete the fee payment. The other is that the merchant's payment terminal scans the QR code on the consumer's mobile terminal to determine the consumer's electronic payment account (hereinafter referred to as "payment account"), and then collects the payment from the balance of the payment account or the bound bank card. Transfer the corresponding fee to the merchant's account to complete the payment. Although mobile payment is more convenient and faster th...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/40
CPCG06Q20/40145G06Q20/40H04L9/40
Inventor 王群
Owner 苏州君林智能科技有限公司