Virtual resource management method and device

A virtual resource management and virtual resource technology, which is applied in the field of virtual resource management methods and devices, can solve the problems of increasing information trouble for users and high capital requirements of card issuing companies, and achieves the effect of reducing capital burden and reducing recharge operations.

Inactive Publication Date: 2019-10-29
BEIJING SANKUAI ONLINE TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, this method first needs to conduct a credit review on the user, and requires the user to upload various materials; secondly, the user needs to pay back one more credit card every month, which increases information troubles for the user; finally, this method has more problems for the card issuing company High capital requirements, and set a certain financial risk for the card issuer

Method used

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  • Virtual resource management method and device
  • Virtual resource management method and device
  • Virtual resource management method and device

Examples

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Embodiment Construction

[0031] Example embodiments will now be described more fully with reference to the accompanying drawings. Example embodiments may, however, be embodied in many forms and should not be construed as limited to the examples set forth herein; rather, these embodiments are provided so that this disclosure will be thorough and complete and will fully convey the concept of example embodiments to those skilled in the art. The described features, structures, or characteristics may be combined in any suitable manner in one or more embodiments. In the following description, numerous specific details are provided in order to give a thorough understanding of embodiments of the present disclosure. However, those skilled in the art will appreciate that the technical solutions of the present disclosure may be practiced without one or more of the specific details being omitted, or other methods, components, devices, steps, etc. may be adopted. In other instances, well-known technical solution...

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Abstract

The invention provides a virtual resource management method and device. The virtual resource management method comprises the steps of obtaining an association relationship between a first virtual resource library and a second virtual resource library in response to a received association request; monitoring the resource change of the first virtual resource library, and carrying out resource transfer operation on the second virtual resource library according to the resource change notification of the first virtual resource library; and performing resource recovery operation on the first virtualresource library according to the credit resource value allocated to the first virtual resource library. According to the virtual resource management method provided by the invention, the fund risk can be reduced, the auditing process is reduced, the user operation is reduced, and the user experience is optimized.

Description

technical field [0001] The present disclosure relates to the field of mobile Internet technologies, and in particular, to a virtual resource management method and device. Background technique [0002] Smart cards are often used in small-amount and high-frequency transaction scenarios, which require high billing speed and uncertain network conditions during transactions. With the rapid development of mobile payment based on third-party payment accounts, the offline recharge method of traditional smart card accounts has set a lot of inconvenience for users. [0003] In related technologies, there is a solution to replace smart card payment by scanning two-dimensional codes, but this solution requires modification of existing smart card transaction equipment, and the transaction speed is slow and highly dependent on the network. Transaction scenarios with a large number of customers. [0004] In another technology, the NFC function of the mobile terminal is used to provide a ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/34G06Q20/08
CPCG06Q20/351G06Q20/0855
Inventor 彭美玲杨德成颜墨尚寒阳吴毅飞王婷婷张健肖建刚周舟周佳
Owner BEIJING SANKUAI ONLINE TECH CO LTD
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