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Intelligent insurance recommendation system and computer storage medium

A recommendation system and intelligent technology, applied in computing, marketing, advertising, etc., can solve the problems of generalization and low efficiency of insurance recommendation methods, and achieve the effect of improving the success rate of recommendation, saving manpower and improving customer experience.

Pending Publication Date: 2019-11-01
阳光保险集团股份有限公司
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] In view of the above problems, the present invention proposes an intelligent insurance recommendation system and a computer storage medium, by simply collecting customer information and accurately and quickly calculating the protection gap, and recommending the primary insurance to the customer in a targeted manner based on the protection gap and historical policy data, It can solve the problems of too generalization and low efficiency of existing insurance recommendation methods

Method used

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  • Intelligent insurance recommendation system and computer storage medium
  • Intelligent insurance recommendation system and computer storage medium
  • Intelligent insurance recommendation system and computer storage medium

Examples

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Embodiment 1

[0037] Please refer to figure 1 , this embodiment proposes an intelligent insurance recommendation system 100, which can be applied to insurance product recommendations of various companies, enterprises, and the like. The smart insurance recommendation system 100 will be described in detail below.

[0038] Such as figure 1 As shown, the intelligent insurance recommendation system 100 mainly includes: an information collection module 1, a protection gap calculation module 2 and a primary insurance type recommendation module 3, wherein the information collection module 1 is connected to the protection gap calculation module 2 and the primary insurance type recommendation module 3 respectively, and The protection gap calculation module 2 is also connected to the primary insurance type recommendation module 3 . In this embodiment, the intelligent insurance recommendation system 100 pre-stores insurance recommendation models and at least one guaranteed amount model corresponding ...

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Abstract

The invention discloses an intelligent insurance recommendation system and a computer storage medium. The system stores an insurance type recommendation model and a due insurance amount model corresponding to a preset guarantee type. The system comprises an information collection module which is used for obtaining the user information inputted by a user at an input interface and obtaining the existing insurance amount of the user at each preset guarantee type; a guarantee gap calculation module used for calculating the due insurance amount of the user and calculating the guarantee gap of the user according to the existing insurance amount; an insurance type recommendation module used for inputting the user information into the insurance type recommendation model to obtain a to-be-recommended insurance type; and judging whether the to-be-recommended insurance type is used as a primary insurance type recommended to the user or not. According to the technical scheme, objective and customized insurance type recommendation can be realized for the user according to the actual condition of the user and the insurance type recommendation model. Therefore, the user can purchase non-just-needed products without advertisement induction.

Description

technical field [0001] The invention relates to the technical field of insurance sales, in particular to an intelligent insurance recommendation system and a computer storage medium. Background technique [0002] With the increasing development and improvement of my country's Internet industry, the existing online sales product recommendation methods of insurance companies mainly rely on advertising a certain product on the homepage of their group and life insurance official websites, or placing key words on search engines such as Baidu. In recent years, WeChat public account sales have been added, while non-net sales products basically rely on traditional manpower to sell. [0003] For the sales platform, as a third-party agent, its recommendation mode is a general recommendation and not targeted. For insurance companies, similar to the sales platform, the product recommendations on their official website are all products selected by business rules, which completely depend ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06F16/9535G06Q30/02G06Q40/08
CPCG06Q30/0271G06Q40/08G06F16/9535
Inventor 唐林玉
Owner 阳光保险集团股份有限公司
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