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Risk control score test method, device and equipment and readable storage medium

A test method and risk control technology, applied in the field of R&D management, to reduce potential risks, save energy and time, and improve risk management and control capabilities

Pending Publication Date: 2019-11-05
ONE CONNECT SMART TECH CO LTD SHENZHEN
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The main purpose of the present invention is to provide a test method, device, equipment and readable storage medium for risk control scoring, aiming to solve the technical problem of how to test the effect of risk control scoring

Method used

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  • Risk control score test method, device and equipment and readable storage medium
  • Risk control score test method, device and equipment and readable storage medium
  • Risk control score test method, device and equipment and readable storage medium

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Embodiment Construction

[0066] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0067] refer to figure 1 , figure 1 It is a schematic structural diagram of the operating environment of the risk control scoring test equipment involved in the solution of the embodiment of the present invention.

[0068] Such as figure 1 As shown, the risk control scoring test device may include: a processor 1001 , such as a CPU, a communication bus 1002 , a user interface 1003 , a network interface 1004 , and a memory 1005 . Wherein, the communication bus 1002 is used to realize connection and communication between these components. The user interface 1003 may include a display screen (Display) and an input unit such as a keyboard (Keyboard), and the network interface 1004 may optionally include a standard wired interface or a wireless interface (such as a WI-FI interface). The memory 1005 can be a high-speed R...

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PUM

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Abstract

The invention relates to the technical field of research and development management, and discloses a risk control score test method, which comprises the following steps: when a risk control score testinstruction is received, determining a score card model to be tested, and obtaining a data set for creating the score card model; dividing training samples in the data set according to attributes andimporting the training samples into a preset table to obtain a table document; preprocessing the form document according to the dimension, the interval and the score item in the form document to generate test data and a prediction value; and testing the score card model according to the test data and the predicted value to obtain a test result. The invention further discloses a device, equipmentand a readable storage medium. According to the risk control score test method, the test data are generated through the table document, and then the test data test model is utilized to intelligently detect whether the model data coverage is comprehensive, so that the energy and time of manual data inspection are saved.

Description

technical field [0001] The present invention relates to the technical field of research and development management, in particular to a testing method, device, equipment and readable storage medium for risk control scoring. Background technique [0002] With the increasing development of the information society, personal information has also become a resource. In order to reduce financial risks, existing financial institutions will collect personal information of relevant customer groups according to their own business needs, so as to conduct risk assessment on users and provide reference for subsequent financial management or loan business. [0003] Currently, most risk assessments use the scorecard model, which is performed according to the scorecard rules provided by the bank. Different scorecard rules are applicable to different scenarios, and the scorecard rules of each financial institution are different. However, in practical applications, if the data preparation of t...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/06G06Q40/00
CPCG06Q10/0635G06Q40/00
Inventor 杨灵
Owner ONE CONNECT SMART TECH CO LTD SHENZHEN