Payment method and device, computer readable storage medium and computer equipment

Abstract

The invention relates to a payment method and device, a computer readable storage medium and computer equipment, and the method comprises the steps: responding to a payment operation request, and calling a biological payment verification interface; awakening a corresponding biological payment verification program through the biological payment verification interface, and obtaining and verifying anexternally input account identifier and biological characteristics; when the verification is passed, sending a payment character sequence acquisition request to a payment server; receiving a generalpayment character sequence fed back by the payment server, wherein the general payment character sequence does not set a payment value; and executing payment operation according to the universal payment character sequence. Through the above method, the terminal can obtain the universal payment character sequence for payment from the payment server only when passing the biological verification, theprocess does not depend on the network condition of a merchant and the processing time of ordering, and the payment time can be reduced.

Description

technical field [0001] The present application relates to the field of computer technology, in particular to a payment method, device, computer-readable storage medium and computer equipment. Background technique [0002] Biometrics technology is the close combination of high-tech means such as computer and optics, acoustics, biosensors and biostatistics principles, using the inherent physiological characteristics of the human body (such as fingerprints, faces, irises, etc.) and behavioral characteristics (such as handwriting, voice, etc.) , gait, etc.) for personal identification. Biometric payment refers to a way of using biometric technology to verify personal identity and authorize payment. [0003] With the popularity of biological payment, more and more merchants are using biological payment. Among the many devices that support biometric payment, some are suitable for independent cash registers, and some need to be used with merchant POS machines. For the scenario o...

AI Technical Summary

Problems solved by technology

For the scenario of independent cash register, the biological payment verification program needs to provide an interface for the merchant application to call; however, in the existing payment method, in order to improve the security of the payment, fixed preconditions are set for the biological payment scenario, and these The preconditions usually depend on the network conditions and the order processing time of the merchants, which is easy to make the biological payment take a long time

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