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A payment method and system based on corda database

A database and data package technology, applied in the payment field, can solve problems such as data privacy cannot be solved, data privacy issues and data security issues can not be solved at the same time, and achieve the effect of solving data security issues, high security, and solving data privacy issues

Active Publication Date: 2020-11-03
HANGZHOU PINGPONG INTELLIGENT TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Due to the distributed storage characteristics of the blockchain, the payment system based on the blockchain solves the problem of data security caused by centralized storage and processing, but because the transactions on the blockchain are global broadcasts, the problem of data privacy cannot be solved
[0008] Therefore, neither the traditional third-party payment platform based on centralized storage and processing nor the third-party payment platform based on emerging blockchain technology can solve data privacy and data security issues at the same time

Method used

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  • A payment method and system based on corda database
  • A payment method and system based on corda database
  • A payment method and system based on corda database

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Embodiment Construction

[0060] The following will clearly and completely describe the technical solutions in the embodiments of the application with reference to the drawings in the embodiments of the application. Apparently, the described embodiments are only some of the embodiments of the application, not all of them. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the scope of protection of this application.

[0061] The embodiment of the present application discloses a payment method based on the Corda database, including: responding to the data sharing request between the third-party payment institution and the bank, establishing in the Corda database that the node corresponding to the third-party payment institution corresponds to the bank The trust mechanism of the account information of the target seller among the nodes, so as to realize the sharing of the account information of the t...

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Abstract

The invention provides a payment method and system based on a Corda database. The method comprises the following steps: in response to a data sharing request between a third-party payment institutionand a bank, establishing a trust mechanism of account information of a target seller between a node corresponding to the third-party payment institution and a node corresponding to the bank in a Cordadatabase so as to realize sharing of the account information of the target seller between the third-party payment institution and the bank; and when the target seller submits a payment request, the third-party payment mechanism executes a payment transaction according to the account information of the target seller. According to the invention, the payment safety of the third-party payment institution can be improved.

Description

technical field [0001] This application relates to the technical field of payment, in particular to a payment method and system based on a Corda database. Background technique [0002] The third-party payment is an independent institution with certain strength and reputation guarantee. It adopts the method of signing contracts with major banks to provide a transaction support platform that interfaces with the bank payment settlement system. [0003] In the third-party payment mode, after the buyer purchases the goods, he uses the account provided by the third-party platform to pay for the goods (the money is paid to the bank account set up by the third-party platform in the bank), and the third-party platform notifies the seller that the money has arrived, Request delivery; the buyer receives the goods, inspects the goods, and confirms, and then notifies the third-party platform to pay; the third-party platform then transfers the money to the seller's account, and the bank o...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06F16/27G06Q20/08G06Q20/10G06Q20/38
CPCG06Q20/0855G06Q20/108G06Q20/3825G06Q20/389
Inventor 陈鹏熊伟陈宇芦帅汪宁谢伟良
Owner HANGZHOU PINGPONG INTELLIGENT TECH CO LTD
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