The invention relates to a
palm print payment implementation method and
system based on a local one-card, and belongs to the technical field of electronic
payment. The method comprises the following steps: 1) collecting palmprint, performing
feature extraction, and sending palmprint features to a biological feature management platform; 2) selecting a palmprint
payment device from the payment devices managed by the one-card management platform, and selecting a palmprint payment account from the payment accounts; binding the palmprint payment account with the palmprint payment device, and
synchronizing the binding relationship to
the Internet of Things platform; and 3) the biological characteristic management platform pulls the
palm print payment personnel
list through the authorized interface, and issues the
palm print characteristic information corresponding to each personnel in the
list and the
list to the bound palm print payment equipment. The
system comprises a palmprint acquisition terminal, a biological characteristic management platform, an all-purpose card management platform, an
Internet of Things platform and palmprint payment equipment which are interconnected through a
local area network. According to the invention, seamless fusion of a palmprint payment technology and a local all-purpose card
payment system is realized.