Risk control method and device for vehicle insurance claim settlement

Abstract

The invention is suitable for the technical field of computers, and provides a risk control method and device for a vehicle insurance claim settlement, and the method comprises the steps: obtaining the related data information of a to-be-predicted vehicle and the external factor data corresponding to the related data information; processing the related data information of the to-be-predicted vehicle and the external factor data of the to-be-predicted vehicle by adopting a residual attention network, an auto-encoder and a neural network to obtain a vehicle loss evaluation index of the to-be-predicted vehicle; determining a subsequent vehicle insurance claim settlement process according to the vehicle loss evaluation index of the to-be-predicted vehicle, and simulating the use of a vehicle loss evaluation method based on artificial intelligence, thereby guaranteeing the accuracy of an evaluation result; the unreasonable risk of a subsequent claim settlement program is remarkably reducedaccording to an accurate evaluation result; adverse consequences or influences caused by insurance fraud or manual evaluation are reduced; and the benefits of insurance companies and owners of vehicles involved in cases are ensured.

Description

technical field [0001] The invention belongs to the technical field of computers, and in particular relates to a risk control method and device for auto insurance claim settlement. Background technique [0002] In recent years, the number of cars in various cities has grown rapidly year by year. The auto insurance market has become more complicated and the development space has been further expanded. According to relevant data surveys, my country has achieved certain results in terms of the accuracy of auto insurance result evaluation and claim settlement in recent years, but there are still many problems in practical application, which cannot effectively adapt to the development of the market economy environment, and there is still a lot of room for improvement. , and with the development of science and technology, it provides a scientific basis for further improving the accuracy of auto insurance result evaluation and claim settlement. The existing technology mainly focuse...

AI Technical Summary

Problems solved by technology

[0003] In view of this, the embodiments of the present invention provide a risk control method, device, terminal device and computer-readable storage medium for auto insurance claims, so as to solve the problem of inaccurate vehicle damage evaluation results affecting subsequent auto insurance claims in the prior art. reasonable risk question

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