Resource transaction auditing method and device and server
A server and resource technology, applied in the Internet field, can solve the problems that affect the audit cost of loan products and inconvenience the management and development of risk control models for loan products.
Pending Publication Date: 2020-08-11
JINGUAZI TECH DEV CO LTD
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Problems solved by technology
At present, the online trading platform usually configures the risk control model corresponding to each loan product separately, and the risk control model checks whether the user meets the requirements of the loan product corresponding to the risk control model. It is not convenient to manage and develop the risk control model corresponding to each loan product, which in turn affects the review cost of loan products
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[0024] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions of the present invention will be clearly and completely described below in conjunction with the embodiments. Obviously, the described embodiments are part of the embodiments of the present invention, not all of them. the embodiment. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.
[0025] Considering that the existing resource auditing method is inconvenient to manage the auditing model, resulting in high auditing costs, based on this, the implementation of the present invention provides an auditing method, device and server for resource transactions, which can effectively reduce the auditing costs of auditing resource transactions. cost.
[0026] In order to facilitate...
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The invention provides a resource transaction auditing method, a resource transaction auditing device and a server. The resource transaction auditing method comprises the following steps of: receivinga resource transaction request transmitted by a user for a target resource through a specified interface, wherein the resource transaction request carries identity information of the user and a typeidentifier of the target resource; judging whether the identity information of the user is legal or not; if so, determining a target auditing model corresponding to the target resource according to the type identifier; and auditing the resource transaction request by using the target auditing model to obtain an auditing result of the target resource, wherein the auditing result comprises agreeingto trade the target resource with the user or rejecting to trade the target resource with the user. According to the resource transaction auditing method, the resource transaction auditing device andthe server, the auditing cost of auditing the resource transaction can be effectively reduced.
Description
technical field [0001] The present invention relates to the technical field of the Internet, in particular to a resource transaction review method, device and server. Background technique [0002] With the development of Internet technology, many types of online trading platforms have been launched, such as online trading platforms for borrowing funds or items needed by users for consumption. Such online trading platforms provide users with a variety of lending products, each Loan products can provide users with different amounts of funds or different types of items, but after the user selects the desired loan product, the online trading platform needs to check whether the user meets the requirements of the loan product, and after the user satisfies the requirements, lend the user the loan. The funds or items involved in a loan product. At present, the online trading platform usually configures the risk control model corresponding to each loan product separately, and the ri...
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IPC IPC(8): G06Q10/10G06Q40/02G06Q40/04
CPCG06Q10/103G06Q40/04G06Q40/03
Inventor 黎庆台李天柱张晓东曾庆武吴正超
Owner JINGUAZI TECH DEV CO LTD