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Quantized data distribution method and related device

A distribution method and data technology, applied in the field of blockchain, can solve problems such as time-consuming, high risk control costs, and affect the efficiency of profit sharing calculation, so as to avoid uneven accounts, reduce the difficulty of risk control, and improve distribution efficiency. Effect

Pending Publication Date: 2020-08-14
BANK OF CHINA
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  • Abstract
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Problems solved by technology

Obviously, checking the accounts takes a lot of time, which affects the calculation efficiency of profit sharing
In addition, banks' review of third-party transaction data also consumes high risk control costs

Method used

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  • Quantized data distribution method and related device
  • Quantized data distribution method and related device
  • Quantized data distribution method and related device

Examples

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Embodiment Construction

[0071] As described above, when a bank embeds financial services into a third-party APP, in order to finally distribute the quantitative data accurately, the bank needs to reconcile the accounts recorded by both parties (ie, the bank and the third party). This consumes a lot of time and affects the distribution efficiency.

[0072] To solve this problem, the inventor provides a quantified data distribution method and a related device after research.

[0073] In order to enable those skilled in the art to better understand the solutions of the present invention, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the embodiments of the present invention. Obviously, the described embodiments are only It is a part of embodiments of the present invention, but not all embodiments. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary...

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Abstract

The invention discloses a quantized data distribution method and a related device. In the application, the bank and the cooperative third party no longer separately and independently record the transaction data, audit of the transaction data is realized through the intelligent contract of the blockchain, and the problem that accounts of the bank and the third party are not aligned is avoided. Since the intelligent contract is generated by using the contract rule data, the distribution of the quantitative data is performed by using the transaction data included in the blockchain after auditingof the intelligent contract, and the distribution efficiency of the quantitative data can be significantly improved. In addition, due to the characteristics of full record tracing and data tampering prevention of the block chain, the risk control difficulty of externally embedded online financial services is also reduced, and the risk control cost and time cost of checking transaction data and processes of a third party by a bank are saved.

Description

technical field [0001] The present application relates to the technical field of blockchain, in particular to a quantitative data distribution method and related devices. Background technique [0002] Online financial services refer to financial transactions completed entirely online, such as account opening, transfer, loan, purchase of wealth management, and issuance of deposit certificates. Embedding online financial services is a service model from business to business to consumer (Business to Business to Consumer, B to B to C), which embeds the bank's online financial services into the In a third-party application program (Application, APP), it is indirectly provided to end users for use. [0003] For example: the loan service of Bank of China is embedded in the loan page of JD Finance (third-party) APP. Although the user borrows money on JD Finance APP, it is actually Bank of China that provides the loan service. For the B to B to C service model, because the third-pa...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/04G06Q10/06
CPCG06Q40/04G06Q10/0635
Inventor 刘亮
Owner BANK OF CHINA
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